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FEMA National Preparedness Report 2013

Presidential Policy Directive 8: National Preparedness, requires an annual National Preparedness Report (NPR) that summarizes national progress in building, sustaining and delivering the 31 core capabilities outlined in the National Preparedness Goal. The 2012 NPR highlighted preparedness accomplishments in the decade since the September 11, 2001 attacks and the 2013 NPR focuses on accomplishments either achieved or reported on during 2012. The 2013 NPR presents an opportunity to reflect on the progress that whole community partners—including all levels of government, private and nonprofit sectors, faith-based organizations, communities and individuals—have made in strengthening national preparedness and to identify where preparedness gaps… Read More »FEMA National Preparedness Report 2013

No-Fault Auto Insurance Reform

According to a recent statewide poll commissioned by the Coalition for Auto Insurance Reform (CAIR), an overwhelming number of Michigan voters believe their auto insurance premiums are too high and support no-fault reform legislation that would lower their auto insurance costs. The poll revealed that voters are concerned about the high cost auto insurance – 70 percent said their auto insurance premiums were too high. The belief that auto insurance rates are too high is shared by voters across all age groups, political parties and beliefs, especially among the following demographics: 88 percent of Detroiters 75 percent blue collar workers… Read More »No-Fault Auto Insurance Reform

Counterfeit Fire Sprinkler Heads

Underwriters Laboratory (UL) has notified distributors, contractors, regulatory agencies, fire departments, & jurisdictional authorities of recently discovered counterfeit sprinkler heads. The  thermal bulb activated sprinkler heads, mimicking Nanjing Fire Protection Technology Company’s Fire Sprinkler Model NX005, can be identified by the “NX” or “C-I” markings on the wrench boss of the fire sprinkler frame. It may also have “model NX005” on the sprinkler deflector and bear the counterfeited UL Mark. Nanjing Fire Protection Technology Co Ltd do not have the “NX” or “C-I” markings on the wrench boss. As with all counterfeit products, the dependability of this sprinkler head is… Read More »Counterfeit Fire Sprinkler Heads

Insurance for Personal Trainers and Fitness Studios from $150/yr.

Insurance for personal trainers and fitness studios is specifically designed to meet the unique insurance needs of Fitness Trainers, Group Fitness Instructors, Spinning Instructors, Dance Instructors, Martial Arts Teachers, Pilates Instructors, and many more categories of fitness instruction without any restriction of age or gender of your students. Abuse and Molestation – INCLUDED!

The Fitness and Wellness Insurance program for Fitness Studios covers many types of studios including Aerobics, Exercise, Spinning, Fitness Training, Strength Training, and Pilates Studios with equipment. It also covers activities such as weightlifting, swimming, saunas, tanning booths, sport courts and group exercise. Dance Studios are eligible under Performing Arts.

Coverage available for:Read More »Insurance for Personal Trainers and Fitness Studios from $150/yr.

What insurance do dental labs really need?

What insurance do labs really need? In this short article we provide answers to some of the most common insurance related questions. Today dental lab owners and lab technicians can be sued. But it is never late to give your business insurance a check-up and determine the type of liability insurance you need to have and then to make sure you have it. The good place to begin with is to check the NADL (National Association of Dental Laboratories) or your state dental laboratory association. If you are a member of NADL than you can talk to their membership service… Read More »What insurance do dental labs really need?

California Relaxes Laws so Entrepreneurs Can Sell Homemade Food

AB 1616 or the California Homemade Food Law relaxes the rules around community-based food production in private kitchens, provided certain regulations are met. California is taking its lead from 32 other states that have already passed similar legislation. If you want to sell you homemade food you most likely want to acquire an insurance policy that would cover such exposures (general and product liability) and operations (3rd party liability, kitchen coverage etc). Get instant insurance quotes online and compare coverage at https://www.paperless-insurance.com

Technology E&O coverage

Computer Related Services. Miscellaneous E&O. $500 Minimum Premium. Classes We Consider: Data Processing Help Desk Services Network Management Services Software Development Systems Integrators Web Page Design Web Presence Consulting Database Administration Internet Access Provider Programming Application Service Provider System Analysis & Design Computer Skills Training Web Page Hosting …and many more! Call us 877-239-0067 for a competitive quote today!

Traveling Tips for the Holiday Season

The holiday season is probably one of the busiest for the majority of us, for many reasons. Add any holiday travel plans into the mix and stress levels can begin to rise. With stricter security guidelines and long lines, it’s easy to focus merely on making it to your destination. However, this time of year is also busy for thieves who will often seize opportunities when the unsuspecting victim is distracted or otherwise unaware of his or her surroundings. Stay vigilant this year when traveling for the holidays by using the tips below, and ensure your holidays stay as they… Read More »Traveling Tips for the Holiday Season

The Growing Problem of Medical Identity Theft

The growing problem of medical identity theft and the havoc it wreaks with its victims is highlighted in a recent Bloomberg article. Medical identity theft victims are usually reticent to share the details of the crime since the theft is felt as such a personal violation. Details of the theft are shared here, as well as ID Experts’ investigative and restoration efforts on the victim’s behalf, including the challenges to unraveling the tangled web of medical identity theft. “Arnold Salinas knows a lot about the person who stole his identity. He’s 5-foot-9, 190 pounds. He pays for pizzas with forged… Read More »The Growing Problem of Medical Identity Theft

Ensure Your Inventory is On Time

1. Perfect your plan Every savvy shopper has a plan for buying the perfect gifts. Do you have a plan for making sure those must-have gifts are available on your shelves throughout the shopping season? Now is the time to know which products will be in big demand and plan your holiday sales strategy so those key items are available. Your plan should include: Identifying which products make up the largest portion of your sales Making arrangements with suppliers to have those products available before and during the start of the holiday shopping season Knowing your options or limitations for… Read More »Ensure Your Inventory is On Time