Skip to content

Commerical Auto

5 Forces Driving Commercial Auto Insurance Costs

The cost of business car insurance is going up because of things like higher costs for injuries, lawyers getting involved, people not paying attention, new drivers, and the increasing cost of fixing cars. To deal with these issues, we need to focus on managing risks better and putting more effort into safety.

Tinted windows are legal in California

Window tinting is a popular trend among drivers in California, but it’s crucial to know the state’s legal guidelines. Tinted windows can obstruct a driver’s vision and potentially cause accidents. According to CHP, the rules for tinting windows in California are as follows: Rear WindowsDrivers can tint their rear windows as long as their vehicle has two side mirrors, excluding the rearview mirror. Front WindowsFor front windows, California law mandates drivers to have 70% transparency, allowing only 30% tint. Window glass usually comes with approximately 30% tint from the factory, and adding an additional 30% tint can exceed the legal… Read More »Tinted windows are legal in California

New Car Tech Available Today

The automotive industry is on the cusp of a technological revolution. Car manufacturers are constantly introducing new innovations to improve the driving experience and make it safer, more comfortable, and more convenient. From keyless entry to self-driving cars, the future of automotive technology is looking brighter than ever before. In this article, we will explore some of the latest car tech that is headed our way. Keyless Entry Keyless entry is a technology that allows you to unlock and start your car without a physical key. It uses a key fob or smartphone app to communicate with your car’s computer… Read More »New Car Tech Available Today

10 Most Common Auto Insurance Claims and How to Avoid Them

If you can avoid auto claims, it will save you big time on your insurance costs. The rate you pay is based, in part, on your past driving and claims history. While no one wants to have an accident, they do happen on occasion. That’s why we call them accidents, after all. Auto insurance is an important part of protecting yourself and your assets.

Even more, it can save you time and injury if you can keep your car and its occupants safe. Here are 10 of the most common auto insurance claims and tips on how you might avoid them.

Distracted Driving and Insurance Premium

Most drivers are aware of the dangers of driving while distracted. However, something that many drivers do not realize is that in addition to the legal ramifications, these distractions can affect the premiums you pay for your auto insurance. Most drivers are aware of the dangers of driving while distracted. However, something that many drivers do not realize is that in addition to the legal ramifications, these distractions can affect the premiums you pay for your auto insurance. While any number of things can distract a driver from the road — including eating, adjusting the sound system, or talking to people in your vehicle… Read More »Distracted Driving and Insurance Premium

Catalytic Converter and Insurance

First of all, both your personal auto insurance and business auto insurance cover the damage to your autos with a theft of catalytic converter, as long as you have full coverage. You should open a claim an the payment will be processed with comprehensive part of your insurance policy.  You’ll likely need to pay your deductible. Thieves have targeted catalytic converters for years, but recently these crimes have been on the rise. According to the National Insurance Crime Bureau (NICB), there were 1,298 reported catalytic converter thefts in 2018. That increased to 3,389 in 2019 and skyrocketed to 14,433 in… Read More »Catalytic Converter and Insurance

Truck Brokers’ Contingent Liability

Designed to protect truck brokers in the event one of their contracted truckers has a coverage issue. Truck and freight brokerage operations need coverage for the exposures presented when their clients’ policies fail to respond. Our Truck Broker Contingent Liability product helps to service this segment of the industry. Coverages Contingent auto Contingent cargo E&O General liability Limits Truck Brokers Up to $5,000,000 – Contingent Auto, GL, Professional (E&O) Up to $250,000 – Contingent Cargo Truck Leasing $1,000,000 – Contingent Auto $100,000 – Off-Lease Physical Damage Availability National Requirements Contingent Brokerage Application: https://paperless-insurance.com/insurance-application/ Sample Broker Carrier Agreement List of Motor Carriers… Read More »Truck Brokers’ Contingent Liability