A broker who does not fully understand a client’s business or lacks direct links with insurers may not only fall short in advising on coverage but can cause headaches on all sides of the insurance relationship.
With thousands of insurance brokers and coverage options out there, why should you choose Paperless Insurance Services, Inc?
First, before we offer any insurance quotes or premium indications, we learn and understand your business and your needs as a company. This helps us to find ways to customize your insurance coverage. With a variety of markets and in-depth knowledge of insurance products you don’t have to use separate brokers for your property, casualty and executive lines. We can provide you with comprehensive coverage solutions that lowers gaps or overlaps in coverage.
Moreover, we’re offering coverage and risk review held by a professional licensed attorney, who is also the insurance industry veteran , specializing in contracts. By the way, the insurance policy is a contract between you and insurance company and coverage is triggered by the conditions outlined in this very contract, a.k.a. insurance policy. No two businesses are identical, so it’s critical that your coverage is specifically designed around your business’s needs!
Second, we shop your application with multiple carriers to find best coverage options for the most competitive price. With that being said, we expect that you provide us with as much useful information about your business as possible – sometimes, that includes key financial data and past claims information. This gives us an opportunity to thoroughly evaluate your company’s needs and provide a meaningful response.
Third, you don’t have to be careful in discussing sensitive information with us. Our privacy policy is designed to protect you. Plus, we’re willing to sign a confidentiality or non-disclosure agreement. Note, that in order to properly underwrite your insurance risks, we must disclose all relevant information to the insurance carrier. Otherwise, you are pron to a claim denial based on the material facts concealed on your insurance application.
Fourth, we provide both written and oral presentation components, because oral proposals often contain useful information that can benefit you, the insured.
We want to be truly responsive to your insurance needs and we’ll go the distance to show our interest and learn your industry. Prior to getting coverage in place and during the policy period we can have multiple conversations about your operations and exposures, and work closely with you to shape appropriate coverage.
We would love to educate you on available insurance products, propose ways to minimize risk and stay abreast of changes in your industry.
Finally, we want to be your partner in the claims process. We have the relationships with the insurers, and that’s critical, as we’re definitely interested to have your claims paid for you. Often, the members of in-house risk management teams oversee claims filing and payment, and we can help you in this area too.
[icon style=”phone” color=”red”]Give us a chance to do our best service for you. Call now 877-239-0067.[/icon]