Even if you haven’t made a mistake, defending a lawsuit could be a big cost for your small business. Whether it’s a dissatisfied customer, someone who gets injured in your store or property damaged at a job site, a lawsuit or claim can be expensive to defend. The right liability insurance can protect your business, whether you are at fault… Read More »Celebrate Earth Day with Paperless Insurance
A broker who does not fully understand a client’s business or lacks direct links with insurers may not only fall short in advising on coverage but can cause headaches on all sides of the insurance relationship. With thousands of insurance brokers and coverage options out there, why should you choose Paperless Insurance Services, Inc? First, before we offer any insurance… Read More »Why Paperless Insurance Services?
According to the Property Casualty Insurers Association of America, the following are states that have adopted e-card laws and/or regulations are:
Florida is joining the ranks of other states and allow drivers to show law enforcement officers their proof of automobile insurance through their cell phone and other electronic means.
Read More »States Allowing Electronic Proof of Auto Insurance
Operation of a commercial grade kitchen, many safety considerations should be addressed, including food safety, employee and volunteer safety, and fire safety. This blog post addresses the specific issues associated with providing adequate fire safety for your kitchen.
Commercial cooking operations are defined as kitchens that have cooking equipment that produce grease and grease laden vapors. This includes flat grills, char broilers and deep fat fryers. The typical residential range (electric or gas) would not be considered a grease producing appliance. Other equipment, such as ovens, microwaves and steam kettles also fall into the non-grease producing appliance category. The following is information regarding two of the most common types of equipment that produce grease and/or grease laden vapors.
Deep Fat Fryers
Deep fat fryers are a major cause of kitchen fires. Oil can splash and easily come into contact with an open flame from an adjacent piece of cooking equipment, such as a gas-fired range top. A 18-inch clearance must be maintained between the deep fat fryer and the open flame cooking equipment. If a 18-inch clearance is not possible, a vertical steel barrier extending 12 inches above the top of the deep fat fryer or open flame appliance(s) can be used as an alternative means of protection.Read More »Commercial Kitchen Fire Safety
In this article, insurance experts, including Travelers Personal Insurance Vice President Elaine Baisden, recommend reviewing your policies annually and whenever you experience a life event, such as attending college, making a major purchase like a car or new home, getting married, having a child, changing jobs, renovating a home, or caring for an elderly parent. Download this article
Today’s complex economic, regulatory and legal climate leaves little margin for error in running a business. Do you have the necessary comprehensive insurance protection needed to defend against all of the exposures you can face running a business in this environment? Paperless Insurance Services in partnership with A+ rated Hartford Insurance Company is excited to introduce Private Choice OvationSM (Ovation), a new and… Read More »Private Choice Ovation – Comprehensive Insurance Protection
Workers’ compensation insurance is required in all 50 states, and North Carolina law requires businesses with three or more employees to buy insurance to cover expenses related to workplace injuries. The North Carolina Industrial Commission is tasked with administering the Workers’ Compensation Act. Despite the statutory requirements, an April 2012 Raleigh News & Observer investigation revealed that at least 30,000 North… Read More »Workers Comp. Requirements in North Carolina
The holiday season is probably one of the busiest for the majority of us, for many reasons. Add any holiday travel plans into the mix and stress levels can begin to rise. With stricter security guidelines and long lines, it’s easy to focus merely on making it to your destination. However, this time of year is also busy for thieves… Read More »Traveling Tips for the Holiday Season
The growing problem of medical identity theft and the havoc it wreaks with its victims is highlighted in a recent Bloomberg article. Medical identity theft victims are usually reticent to share the details of the crime since the theft is felt as such a personal violation. Details of the theft are shared here, as well as ID Experts’ investigative and… Read More »The Growing Problem of Medical Identity Theft
Each year, millions of Americans become victims of a car crash that causes mess on their day (and often their body and vehicle.) Auto accidents are stressful situations that can lead us to reveal more of our personal information to strangers than necessary. Even small fender benders can cause long-term pain if a friendly exchange of info leads to a… Read More »Identity Theft Risks After an Auto Accident