A commercial umbrella policy is the coverage often requested from businesses by their clients or via contract. Usually the umbrella can be obtained after the primary casualty terms are in place. A commercial umbrella policy is like third base – we only pay attention to it when we are hurrying home. That’s because we usually …
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As parents across the U.S. and Canada grapple with their children’s return to school amid a pandemic, “learning pods” have emerged as a potential solution to meeting kids’ academic and social needs while minimizing contact with large groups. Two mothers in Delaware County, Ohio recently launched Web Student Services, LLC, a learning pod startup that pairs certified teachers with limited groups, or “pods” …
If you lost your home in a fire, how much would it cost to rebuild it? The answer may be different than you think. And if your home isn’t insured to its full replacement cost, your homeowners policy may not cover the full cost for you to rebuild it in the event of a covered loss. Rebuilding …
We are pleased to announce Pandemic Protector coverage! This product offers competitive pricing and provides non-damage business interruption insurance for loss of gross profit due to a future epidemic and/or pandemic outbreak of known origin such as Ebola and Corona Virus. Outbreaks of unknown, newly emerging viral diseases are also covered, and coverage for variants …
Preparing For The Next Step REOPENING BUSINESSES To help our clients safely reopen as states ease restrictions, Travelers Insurance Company created a robust suite of risk management resources featuring a series of webinars and articles, with podcasts and interactive tools, some of which are coming soon. Check frequently for new information, including information for your …
One of the most common mistakes homeowners make is to wait until they see a leak inside their home before checking out their roof. After all, why look for trouble, right? Unfortunately, avoiding home maintenance in this manner could cost you a lot more money in the long run. Roof maintenance should be done each …
As the mountain snows melt, spring rains begin to fall and hurricane season rapidly approaches, it is important to remember that flood insurance typically is not a covered peril in a traditional homeowner’s, dwelling, condo or commercial property policy. As the property market continues to harden in 2020, it is more important than ever to …
At this time, with the COVID-19, while people are encouraged to exercise social distancing, more and more people shop online, and more sellers go online to sell their products, from masks and sanitizers to pretty much everything else you can imagine. To protect your business and operations, Product Liability Insurance is a MUST HAVE essential …
The disruption to business and everyday life caused by the coronavirus (COVID-19) pandemic is resulting in an economic impact for every business. With hourly announcements from health agencies calling for social distancing, school closings, business restrictions, and event cancellations, current news reports indicate the crisis will get worse before it gets better. Much of this …