Looking for a superior coverage for exotic, collector and high-value autos. Most standard auto carriers will not write coverage for autos valued over $150K. Our exclusive high-value car insurance program offers coverage for vehicles up to $750K in value. We’ve recently written the following accounts:
Motorcycle Safety Course Discount: 5% This discount is applied if the operator has taken an approved course within the last 3 years. This discount does not apply to low-speed vehicles. Motorcycle Safety Course Instructor Discount: 5% This discount is applied if the operator has instructed an approved Motorcycle Safety Course within the last 3 years. This discount does …
Slip-and-fall accidents can hurt customers, cause big headaches for you and even land you in court. Customer slip-and-fall incidents account for about 10 percent of small business claims at an average price tag of $20,000, according to claims data from The Hartford. If the customer files a lawsuit, which happens about 35 percent of the …
Let’s talk about the home office deduction. People ask me about it all the time. “Can I take it?” “Do I qualify?” “Will it increase my chances of getting audited?” All of these are reasonable questions—particularly nowadays, when the numbers of mico-businesses, home-based entrepreneurs, remote workers, work-from-home employees, and freelancers have grown so much over the past few years. Here’s …
One click is all it takes to order goods, exchange payment, and have the items shipped and delivered to a doorstep within hours. But what happens when that one click is not used to facilitate commerce but rather used to intentionally or even accidentally disrupt a network? When one click releases a malicious code causing an …
Renting space for your small business involves more than finding the perfect location at a price you can afford. Why? You’ll also need to sign a lease, a complex document that typically favors the landlord—and your success can hinge on its provisions. But the terms of a lease are usually flexible, and with a little …
Overview When a cement truck turns over and pollutes a stream, how is that exposure addressed on your insurance policy? If a freight hauler is unloading drums of soap and one of those drums turns over and spills into a storm drain, how are you protected? At Paperless Insurance Services we offer transportation pollution liability …
Business investors, landlords, and owners of the residential and commercial property have vacant and rental structures for different reasons, including but not limited to a change in tenants, recurring renovations or refurbishment, and selling the structure. When occupancy changes, the dynamics of loss exposures may shift significantly. Many insurance companies and homeowners policies will not …
Burglar bars, also known as security or window bars, can be found on any type of structure – single-family home, apartment building, storefronts. The bars provide a visible sign of security serving as both a deterrent to potential burglars and a reassurance to those who had the bars installed. However, burglar bars can also be …