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Effective Strategies to Increase Sales for Small Businesses

What business wouldn’t like to increase sales? Even the most successful businesses mustn’t lose sight of their revenue drivers, or they could risk letting the competition sneak up on them.

To boost sales, you need a solid sales strategy. The good news is that a strong strategy starts with simple sales tactics. Just remember: Though they’re simple, these practices do require effort and focus. You’ve got this.

Group Benefits

Group benefits are a type of employee benefit plan that is typically offered by employers to their employees. These plans are designed to provide coverage for various health and financial benefits, such as medical, dental, life insurance, and retirement savings, among others. The goal of group benefits is to provide employees with a comprehensive package of benefits that will help… Read More »Group Benefits

New Car Tech Available Today

The automotive industry is on the cusp of a technological revolution. Car manufacturers are constantly introducing new innovations to improve the driving experience and make it safer, more comfortable, and more convenient. From keyless entry to self-driving cars, the future of automotive technology is looking brighter than ever before. In this article, we will explore some of the latest car… Read More »New Car Tech Available Today

How to Protect Your Collectibles

A guide on how to protect your collectibles, including tips on proper storage and insurance. The most popular and valuable types of collectibles are discussed, such as art and antiques, classic cars, jewelry, handbags, sneakers, video games, musical collectibles, toys, comics, coins, and stamps.

What is DOL: Defense Outside of Limits in Business Insurance

“Defense outside the limits” is a term used in insurance that refers to the coverage provided by the insurer for expenses incurred by the insured in defending against a claim, even if the claim is ultimately found to be outside the scope of the policy. While “defense outside the limits” coverage is not required by law, it is often included in business liability policies as an added layer of protection for the insured.

What is FDD: First Dollar Defense on Professional Liability / Errors and Omissions Insurance

The fist dollar defense is a term used in E&O insurance. It means that the insurance company will cover the first dollar of any damages that are awarded to the policyholder. This is in contrast to a policy where the insurance company only covers a certain amount of damages, such as the first $10,000. The fist dollar defense is beneficial to policyholders because it ensures that they will not have to pay any damages out of pocket.

No one wants to leave for vacation only to realize that they forgot to shut their windows at home. Use these tips to prep your home before you set out.

Prep Your Home Before a Vacation

Before COVID, US residents took an average of 1.9 billion trips for leisure per year. If you’ve traveled, you probably already know that taking a vacation requires a lot of planning. Between booking flights and hotels or deciding which roads to take and sights to see, there are a lot of moving parts to a great vacation plan. But as you coordinate your… Read More »Prep Your Home Before a Vacation

Additional Insured Form Comparison

CG 20 10 (Edition 11/85): Ties Additional Insured status to liability arising out of “your work” – i.e., the named insured’s work – for the additional insured. Applying the coverage to “your work: encompasses liability incurred while the named insured’s work is in progress and also the named insured’s completed operations. Addresses a coverage requirement that is frequently imposed by… Read More »Additional Insured Form Comparison

Landlords and Habitability Claims

In parts of the U.S., the housing market remains locked in a perpetual impasse between high demand and low inventory of affordable residences. In heavily populated states such as California and much of the Northeast, soaring rents have led to overcrowding in multifamily dwellings, which can lead to living conditions more conducive to maintenance and habitability concerns such as sewer… Read More »Landlords and Habitability Claims