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Home Office Tax Deduction for 2020

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Have you and your employees been locked down at home and working remotely over the past six months? Then I have some good news about the home office tax deduction. And some bad news. First, the good news. If you’re self-employed or an independent contractor without an office, then you’ll be able to take advantage of this deduction. Even if you… Read More »Home Office Tax Deduction for 2020

A Comprehensive Guide to Branding for Small Business

Branding is an essential component of small business marketing, but its importance can sometimes be lost in the midst of all the other priorities of running a business. Factor in branding’s long-term outlook as well as the challenges of measuring its impact in the short run, and it can be tempting to leave it to the side for the moment while you address more pressing business concerns.

How Moving Affects Your Auto and Home Insurance

Moving can come with a lot of stress. Not only do you have to figure out moving costs, pack and orchestrate the movers, but you also have to update your address across all relevant forms. Two important things to pay special attention to during this time are your auto insurance and home insurance. No one wants to spend hours getting… Read More »How Moving Affects Your Auto and Home Insurance

5 Reasons Why Private Flood Insurance Is a Better Option than NFIP for You

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1.Stability. The NFIP (The National Flood Insurance Program) for years has had significant financial issues and has yet to solve them, with legislators “kicking the can down the road” every time proposed reforms come up. The NFIP is fiscally not sustainable and, despite billions of dollars in prior bailouts, according to the U.S. Government Accountability Office, it owes $20+ billion to… Read More »5 Reasons Why Private Flood Insurance Is a Better Option than NFIP for You

Truck Brokers’ Contingent Liability

Designed to protect truck brokers in the event one of their contracted truckers has a coverage issue. Truck and freight brokerage operations need coverage for the exposures presented when their clients’ policies fail to respond. Our Truck Broker Contingent Liability product helps to service this segment of the industry. Coverages Contingent auto Contingent cargo E&O General liability Limits Truck Brokers… Read More »Truck Brokers’ Contingent Liability

Outdoor Dining Structures Could Put Restaurants at Risk

Hashiri/Facebook A brewery in Michigan recently opened several “craft beer shanties” where customers can be served outside while indoor dining is temporarily restricted statewide. The owner of Brass Ring Brewing in Alger Heights reportedly modeled the enclosed wooden structures after ice fishing shanties and said they can be reserved in 90-minute blocks by groups of four, as long as the guests are… Read More »Outdoor Dining Structures Could Put Restaurants at Risk

Insurance Impact of COVID-19 on Short-term Rentals and Transportation Network Platforms

The pandemic has had a profound impact on the hospitality and service industry. This also extends to aspects of the sharing economy, including short-term vacation rentals and transportation network platforms. This article takes a closer look at COVID-19’s impact on these platforms and insurance coverage implications that retail agents should be aware of. COVID-19 Impact on Short-term Rentals When the… Read More »Insurance Impact of COVID-19 on Short-term Rentals and Transportation Network Platforms

Happy Thanksgiving!

Thanks a billion! Thanks for helping us reach a huge milestone! We just had our greatest month ever for personal insurance inquiries. In November, we quoted over 1,000 applications – that’s a lot of zeros! Happy Thanksgiving!

Best Practices to Recognize & Avoid Cyber Threats

We regularly see the effects of cyber attacks on individuals and businesses, but we also see the value that preventive measures can have in blocking those attacks. That’s why we wanted to share some best practices to help you avoid falling victim to cyber fraud and to call your attention to a rising threat: the business email compromise. Business Email… Read More »Best Practices to Recognize & Avoid Cyber Threats

How Moving Affects Your Auto and Home Insurance

America is on the move. With many employers required or volunteered to offer their employees to work from home and with the telecom availability, people are leaving their more expensive cities and houses, and moving out to cheaper places. In San Francisco, for instance, the exodus is so big, it’s a major news headline every other day with a special vacancy / rent reduction coverage once a week on all media outlets.

Moving can come with a lot of stress. Not only do you have to figure out moving costs, pack and orchestrate the movers, but you also have to update your address across all relevant forms. Two important things to pay special attention to during this time are your auto insurance and home insurance.

No one wants to spend hours getting new insurance quotes or transferring over insurance information, but doing so will protect you, your home, and your vehicle during and after your move. Here, we’ve answered the most common auto and home insurance questions to help cover your bases during your upcoming move.

Read More »How Moving Affects Your Auto and Home Insurance