As you contemplate the year ahead, have you been thinking about starting your own small business? When it comes to great business ideas, there’s no better time than now to take the plunge. These days, more and more people are starting their own businesses. What’s driving this increase in small business startups? E-commerce has seen incredible growth due to COVID-19.… Read More »Top Businesses To Start In 2022
There’s much more to know about DBAs — after all, every state has its unique rules and requirements. Do some research online and find out what you need to do. You’ll likely find that the time and effort you put into a DBA is a worthwhile investment in the future of your business.
Denial of Commercial General Liability Coverage (CGL) coverage for certain types of property damage claims made against contractors or other repair or service business frequently cite exclusions j. (5) and j. (6), or as Randy Maniloff1 has named these exclusions, the “double js.” Put another way, these exclusions are appropriately labeled “double js” because if an insurer is citing one… Read More »Commercial General Liability Exclusions j. (5) and j. (6) Are Not the Same
You know that severe weather can be unpredictable and strike at any time,
so you have disaster insurance in place to help you recover from a storm. In the event your property is damaged by a hurricane, tornado, hailstorm or similar disaster, you will want to get back on your feet as fast as possible. So, we recommend taking the following actions for the fastest, most efficient handling of your claim.
Most drivers are aware of the dangers of driving while distracted. However, something that many drivers do not realize is that in addition to the legal ramifications, these distractions can affect the premiums you pay for your auto insurance. Most drivers are aware of the dangers of driving while distracted. However, something that many drivers do not realize is that in addition to… Read More »Distracted Driving and Insurance Premium
First of all, both your personal auto insurance and business auto insurance cover the damage to your autos with a theft of catalytic converter, as long as you have full coverage. You should open a claim an the payment will be processed with comprehensive part of your insurance policy. You’ll likely need to pay your deductible. Thieves have targeted catalytic… Read More »Catalytic Converter and Insurance
Online marketplaces not only help sellers reach a wider audience of potential buyers, but they also offer a year-round sales venue beyond seasonal street fairs, craft bazaars and art shows — one that doesn’t rely on good weather or holidays. And for small businesses, online sales are more important than ever, especially during the pandemic when social distancing has become… Read More »How To Sell Products Online: A Small (Or Aspiring) Business Owner’s Guide
Even when you follow all the necessary safety guidelines and precautions, accidents and worker injuries can happen on a construction jobsite. And when you have numerous sub-contractors involved, who is held liable for paying worker injury claims can get complicated quickly. This article details how the Employers’ Liability exclusion works in a Commercial General Liability policy through a hypothetical claims… Read More »Explaining Employers Liability Exclusion
Many business owners ask themselves do I need liability insurance for my business if my customers sign a waiver, and the answer is yes. A waiver or release form is a contract designed to shift liability away from the business with the consent of the customer. Waivers are meant to significantly alter the legal landscape from a place where the… Read More »Do I Need Liability Insurance for My Business If Customers Sign a Waiver?