Lawsuits can threaten small businesses, but proper records, legal compliance, and the right insurance can reduce risks. Follow these six steps to protect your company, reputation, and financial future.
Wildfires are a growing threat, but homeowners can protect their properties with ember-resistant vent covers, fire-resistant materials, and regular maintenance. Learn how these simple upgrades can reduce fire risks and insurance costs.
Businesses involved in wildfire response and disaster cleanup must follow classification guidelines to ensure proper insurance coverage. Learn how CA WCIRB resources help classify operations, manage risk, and navigate business changes effectively.
During Southern California wildfires, policyholders should work directly with their insurance provider to settle claims before hiring third-party adjusters or attorneys. Educating customers on potential scams ensures a smooth and fair claims process.
If payroll records are lost before an insurance audit, employers should notify auditors, attempt to reconstruct data, and ensure compliance. Learn how to avoid penalties and protect payroll records for future audits.
Homeowners insurance premiums increased 10.4% nationally in 2024, with Nebraska seeing the highest jump. Insurers like American Family led rate hikes, while profitability improved industry-wide through aggressive pricing and better risk management.
California’s Senate Bill 1107 increases personal auto insurance minimum limits to 30/60/15 starting January 1, 2025. This change will impact policies with lower coverage, leading to premium increases. Continue to the post to learn all about it.
Homeowners in California must choose between admitted and non-admitted insurers. Understanding the risks, benefits, and available protections can help you make an informed decision about your home insurance policy.
If you’re a homeowner in California, don’t wait for an insurance crisis to hit. Keep your property well-maintained, stay informed about your insurance options, and consider working with an experienced broker. By staying ahead of potential problems, you can protect your home and your financial future.
The rise in homeowners insurance non-renewals in California is making it harder for many to secure coverage. This post explores the reasons behind this trend, the role of the California FAIR Plan, and how property conditions and new technologies are influencing insurance decisions.