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Guide on Buying Collector Car

You’re in the market for a collector car? Congratulations! Most new buyers can’t wait to run out and make a purchase, whether it’s a car, truck or motorcycle. But next to buying a home, a collector vehicle may be one of the bigger financial transactions most people ever make. You likely wouldn’t purchase the first home you tour, and you should… Read More »Guide on Buying Collector Car

Why Business Needs Bond

Getting the proper insurance coverage and licenses is just a start. To run a successful business, you’ll also likely need the right bonds. So, what are bonds for small businesses? Bonds guarantee that your small business will perform the agreed-upon services. Both insurance and bonds help protect your business from being part of the 40% of small businesses that fail after a disaster. For… Read More »Why Business Needs Bond

D&O Policy Pricing

While the Directors and Officers (D&O) insurance market for Initial Public Offerings (IPO) and Special Purpose Acquisition Companies (SPAC)  remains challenging in both pricing and capacity, the overall market predictions for public and private D&O insurance are cautiously optimistic as we head into the second and third quarters of 2022. The D&O market remains in a holding pattern with 5% to 10%… Read More »D&O Policy Pricing

Credit Card Incident Response Policy Template

To address credit cardholder security, the major card brands (Visa, MasterCard, Discover, and American Express) jointly established the PCI Security Standards Council to administer the Payment Card Industry Data Security Standards (PCI DSS) that provide specific guidelines for safeguarding cardholder information.  Use the template below to handle breach, theft and fraud related to credit card transactions. Download

Protect Your Special Gifts and Most Treasured Possessions

The most valuable possession that you own is probably your home. It’s also one of the most vulnerable. Weather accidents, floods and property mishaps can easily damage it. But it’s not just the outside structure of your home that’s so valuable. Your contents and possessions inside it also require unique coverage. In this article, we’ll help you learn more about insurance… Read More »Protect Your Special Gifts and Most Treasured Possessions

Marital Status and Personal Insurance

Your particular insurance needs depend, in part, on who you live with and your relationship to them. Most changes to your relationship status will warrant an insurance policy update. If you don’t update that information, your insurance company may have incomplete information about who’s sharing your home or your car, and you may have too little or too much coverage. Insurance Needs for Single or… Read More »Marital Status and Personal Insurance

Protecting Against Slips, Trips and Falls During Winter

While slip, trip and fall hazards are present year-round, there is an increased potential for them in the winter months due to snow and ice. As a property owner or manager, you must make a reasonable effort to reduce the potential for injury to your guests, employees and patrons. Any business that has people visiting its facility (e.g., hotels, apartments,… Read More »Protecting Against Slips, Trips and Falls During Winter