Multi-state business insurance, minus the paper cuts.
We shop 200+ carriers, decode the fine print, and send everything straight to your inbox. No paper cuts, no hold music.
Independent insurance brokers since 2005. Coverage reviewed by an attorney, at no additional cost. What’s included?
Whatever you’re protecting, we’re here to help.
Pick a coverage to start a quote. Not sure what you need? Call us or tell us about your business, and we’ll figure it out together.
Who we insure.
From tech startups to social service agencies, we insure businesses of every size, from the corner shop to companies with operations around the world. Technology and human services are our specialty, along with 240+ other kinds of businesses. Don’t see yours? We like a hard-to-place risk.Call (877) 239-0067
Technology services
Software and SaaS companies, IT consultants, managed service providers, web and app developers, cybersecurity firms, data and cloud services, AI startups, tech staffing, hardware resellers
Health & human services
Home health and hospice, group homes, independent living for IDD, mental health services, counseling offices, recovery programs, crisis centers, speech therapists, social workers
Kids, youth & education
Daycare centers, Head Start, before- and after-school programs, camps, tutors and teachers, youth associations, YMCAs and YWCAs, Boys & Girls Clubs, mentoring programs, libraries
Sports & fitness
Sports leagues, clubs, camps and clinics, coaches, referees and umpires, tournaments, sports facilities, fitness, yoga, Pilates and spin studios, martial arts, dance instruction, personal trainers
Nonprofits & community
Churches, foundations, food banks, community and senior centers, social service organizations, shelters and rescue missions, thrift stores, conservation groups, fraternal and social clubs
Associations
Homeowners and condo associations, chambers of commerce, trade and professional associations, alumni associations, bar associations, cooperatives, sports associations
Arts, culture & venues
Museums, zoos and aquariums, gardens and arboretums, performance art groups, historical societies, visitor centers, yacht clubs
Special events
Festivals, concerts and comedy shows, conferences, farmers markets, parades, weddings, sporting events, fairs and exhibitions
Professional services
Consultants of every kind, bookkeepers and tax preparers, real estate agents and property managers, notaries, mediators, translators, designers, photographers, travel agents, staffing agencies
Retail, wholesale & import
Retail stores and boutiques, e-commerce and marketplace sellers, wholesalers and distributors, importers and exporters, consumer product brands, specialty and convenience stores
Construction & trades
General and specialty contractors, electricians, plumbers, HVAC, painters, roofers, landscapers, handymen, cleaning and janitorial services, property maintenance
Food & hospitality
Restaurants and cafes, bars, bakeries, caterers, food trucks, coffee shops, hotels and inns, event venues, food manufacturers and distributors
Real people. Real phone number.
No call centers, no "press 9 for more options." You’ll work directly with the licensed professionals who handle your policy, with experienced guidance for straightforward and hard-to-place risks.
See what Diana’s attorney review includes →More about us →
Boring where it counts. Fun everywhere else.
Covered in three steps. No fax machine required.
Our clients, unfiltered.
“Diana is an absolute lifesaver! She's always there to help, no matter how complicated things get.”
“Dmitriy researched many insurance companies for our seemingly impossible insurance situation, and gave us great advice about running a small business.”
“No sales pitch, just honest, consultative guidance. As a business owner, this is my go-to agency.”
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Questions? We speak insurance and plain English. Fast quotes, actual humans, and not a single envelope to lick.
Common questions
What does Paperless Insurance do?
Paperless Insurance Services, Inc. is an independent insurance broker in San Francisco, California, founded in 2005. We compare quotes from multiple insurance carriers for business and personal insurance and handle applications, policies and certificates electronically.
Which states is Paperless Insurance licensed in?
Paperless Insurance is licensed in 29 states: Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Idaho, Illinois, Indiana, Iowa, Louisiana, Maryland, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington and Wisconsin. Our California license number is 0H40877.
What types of business insurance can Paperless Insurance quote?
Paperless Insurance quotes general liability, business owner's policies (BOP), workers' compensation, product liability, commercial auto, professional liability (E&O), directors and officers (D&O), cyber liability, abuse and molestation liability and special event coverage, plus home and auto insurance for individuals.
Is there a charge for the attorney coverage review?
No. At Paperless Insurance, Diana Motseniat, who is both an attorney and a licensed insurance broker, reviews your coverage at no additional cost. She checks what the policy covers, whether it meets your contract and lease requirements, and where the gaps are.
How quickly can I get a certificate of insurance?
Once a policy is in force, Paperless Insurance can often issue a certificate of insurance the same business day and send it by email. Timing can depend on the carrier and on any additional insured wording your contract requires.
How do I get a quote from Paperless Insurance?
Fill out the online quote form at paperless-insurance.com/get-a-quote-now/ or call (877) 239-0067, Monday to Friday, 10am to 6pm Pacific. A licensed broker reviews your request and sends quotes by email.