Independent brokers. Actual humans.
Paperless Insurance Services is an independent insurance broker in San Francisco. Since 2005, businesses, nonprofits and families have trusted us to shop the carriers, explain the fine print and handle the paperwork, so they don’t have to.
The people who handle your insurance.
No call center and no hand-offs. You work directly with the licensed professionals who quote, place and service your insurance policy.
Diana Motseniat
An insurance broker who is also an attorney, so she can read policy language the way a lawyer does and explain it in plain English.
Dmitriy Glazer
Shops the market, compares carriers and finds a home for straightforward and hard-to-place risks alike.
An attorney’s eye on your insurance policy.
Most brokers sell you an insurance policy. Ours comes with a review by Diana, who is both an insurance broker and an attorney. She reads the policy language and tells you what it means for your business.
Coverage review
What your insurance policy covers, and what it doesn’t.
Requirements review
Does your insurance policy meet the requirements in your contracts, leases and licenses?
Coverage gaps
The risks your business has that no insurance policy covers yet.
Limits review
Whether your insurance policy limits are high enough for your real exposure.
Future-proofing
Will your insurance policy still fit as your business grows and changes?
Carrier financial strength
How stable the insurance company behind your insurance policy is.
Insurance policy vs. operations
Does your insurance policy match what your business actually does day to day?
…and much more
Exclusions, endorsements, certificates and any other question about your insurance policy, in plain English.
What we handle for you.
Same-day quotes and binding
Extensive underwriting access, including same-day quotes and binding authority.
Same-day certificates
Evidence of insurance and good-standing certificates, often the same day.
Electronic endorsements
Policy changes delivered electronically, the same day when possible.
Government filings
Mandated insurance filings, including DMV and state license boards.
Portfolio management
Business insurance research, filings and ongoing portfolio management.
Insurance-to-value tools
Industry-standard tools to calculate insurance to value and replacement cost.
Boring where it counts. Fun everywhere else.
Our clients, unfiltered.
“Diana is an absolute lifesaver! She's always there to help, no matter how complicated things get.”
“Dmitriy researched many insurance companies for our seemingly impossible insurance situation, and gave us great advice about running a small business.”
“No sales pitch, just honest, consultative guidance. As a business owner, this is my go-to agency.”
Make insurance the easiest thing on your to-do list.
Questions? We speak insurance and plain English. Fast quotes, actual humans, and not a single envelope to lick.