ACCEPTANCE OF TERMS Please read these terms and conditions of use carefully before using this site. Your use of this site indicates your acceptance of these terms and conditions and you agree that each visit you make to the Paperless Insurance web site shall be subject to the current guidelines. We reserve the right, at our discretion, to change, modify, add, or remove portions of these terms at any time, which may be updated by us from time to time. COPYRIGHTS/TRADEMARKS All of the contents of the Paperless Insurance web site pages, including, but not limited to, text, graphics, and icons, are copyrighted materials registered or controlled by either Paperless Insurance or other content providers. None of the content or application processing routines on this site may be reproduced, republished, distributed, sold, transferred, or modified without the express written permission of Paperless Insurance. THIRD PARTY WEB SITES The Paperless Insurance web site may contain hyperlinks to other (third party) web sites that are not maintained by Paperless Insurance. These third party web sites are provided for the consumer’s convenience, and Paperless Insurance is not responsible for any content of these sites. The inclusion of these links does not constitute nor imply approval or endorsement by Paperless Insurance of the sites or their content. AGENCY LICENSING This web site is not intended as a solicitation for insurance in any state where Paperless Insurance or any of its affiliates are not licensed. LIMITATION OF LIABILITY The information and descriptions contained herein are not intended to be a complete description of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general information purposes. You represent that you are of sufficient legal age to use this site and to create binding legal obligations for any liability you may incur as a result of the use of this site. You understand that you are financially responsible for all uses of this site by you and those using your information. PRODUCTS Product descriptions, insurance terms and answers to frequently asked questions are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered through Paperless Insurance. Product availability varies by state. The insurance coverage afforded by our affiliated insurance carriers is subject to the terms and conditions of the policies issued by those insurance carriers. Coverage and its availability may vary by state; additional minimum coverage limits may be required in your state. GENERAL PROVISIONS The information and descriptions contained in this website are not intended to be a complete listing of all terms, exclusions, and conditions applicable to the products. The exact coverage is subject to the terms and conditions of the policies as issued and may not be available in all states.