How to Choose the Right Restaurant Business Insurance
Restaurant insurance protects your business from unexpected costs like lawsuits, injuries, and property damage. Learn what coverage you need, how much it costs, and why it’s crucial from day one.
paperless advise
How to Protect Your Small Business from a Lawsuit
Lawsuits can threaten small businesses, but proper records, legal compliance, and the right insurance can reduce risks. Follow these six steps to protect your company, reputation, and financial future.
DMV Point System: What It Is and How It Works
This guide explains the DMV point system, detailing how points are added for various traffic violations, how long they stay on your record, and their impact on your insurance premiums. Learn tips to reduce points and stay safe on the road.
Understanding the Multiplier Method for Business Valuation
The multiplier method is a popular approach to valuing businesses based on industry standards. While it’s not suitable for all businesses, it can provide a useful benchmark for those with recurring revenues.
Protecting Your Appliance Repair Business With Insurance
Avoid insurance claims with your appliance repair business. Here are some tips to help you keep your business running like a well-oiled machine.
Deepfake Technology: What You Need to Know
Deepfake technology is a type of artificial intelligence that can be used to create realistic and convincing videos or audio recordings of people saying or doing things they never actually said or did. This technology has the potential to be used for a variety of purposes, both good and bad.
The Importance of Teamwork in Business
Teamwork is essential for businesses to achieve their goals and objectives.
How Moving Affects Your Auto and Home Insurance
America is on the move. With many employers required or volunteered to offer their employees to work from home and with the telecom availability, people are leaving their more expensive cities and houses, and moving out to cheaper places. In San Francisco, for instance, the exodus is so big, it’s a major news headline every other day with a special vacancy / rent reduction coverage once a week on all media outlets.
Moving can come with a lot of stress. Not only do you have to figure out moving costs, pack and orchestrate the movers, but you also have to update your address across all relevant forms. Two important things to pay special attention to during this time are your auto insurance and home insurance.
No one wants to spend hours getting new insurance quotes or transferring over insurance information, but doing so will protect you, your home, and your vehicle during and after your move. Here, we’ve answered the most common auto and home insurance questions to help cover your bases during your upcoming move.
Your Guide to Hosting a Disaster-Free Gathering
Happy Thanksgiving!
Great for anyone hosting Thanksgiving – Here are some tips to avoid common Thanksgiving disasters.
Read More »Your Guide to Hosting a Disaster-Free Gathering
Ordinance or Law Insurance Coverage
Generally, Ordinance or Law insurance coverage provides limited protection for costs associated with repairing, rebuilding, or constructing a structure when physical damage to the structure by a covered cause of loss triggers an ordinance or law.
According to Adjuster’s International Disaster Recovery Consulting, compliance with ordinances and laws after a loss can add 50% or more to the cost of the claim*.
Insureds should take a proactive approach to their insurance program and the coverage provided by the program. Learning about important exclusions and limitations after a catastrophe strike will cause the Insured to experience frustration and anxiety. Insureds should always read their policies, and in some states, may be required by law to do so.
Ordinance or Law Exclusion
Most property insurance policies will have an Ordinance or Law exclusion. The exclusion applies to both physical damage and time element coverage.Read More »Ordinance or Law Insurance Coverage