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Personal Injury

Carbon monoxide poisoning

CO is a colorless, odorless gas produced by the incomplete burning of any carbon-containing material, including gasoline, natural gas, propane, coal or wood. CO is dangerous because it replaces oxygen in the blood and interferes with the transport of needed oxygen to cells in the body.

Carbon monoxide safety tips

CO Carbon monoxideWinter can be a beautiful time of the year. But it is also the season for blustery storms, power outages, a greater use of fuel-burning devices — and a rise in carbon monoxide poisonings.

The good news is that many of these incidents can be prevented — with the right preparation. Start with these eight tips to help keep your home and family safe from carbon monoxide.

1. Know the risks of carbon monoxide.

Anything that burns a fuel — such as a furnace, fireplace, generator, gas appliance or car — produces a toxic by-product: carbon monoxide (CO).

When these devices are properly maintained and vented, this colorless, odorless gas can be effectively dispersed and channeled out of your home. If not, inhaling carbon monoxide can trigger serious health issues.

At lower concentrations, victims may experience such symptoms as a headache, dizziness, weakness, nausea, vomiting, chest pain and confusion. But at higher concentrations, CO can quickly cause a loss of consciousness, even death.Read More »Carbon monoxide poisoning

Winterize your car

Cold temperatures and icy roads can create hazards for drivers. It is important to prepare yourself and your vehicle for these hazards to help ensure this winter driving season is a safe one.

We recommend taking precautions to help protect your car in the worst winter weather conditions.

Before you hit the road the cold, snow and ice can make driving dangerous if your vehicle is not properly maintained.

Here are some things you can do to get your car ready for winter:Read More »Winterize your car

New is Well Forgotten Old

California Woman Sues McDonald’s Over Coffee Burns. She says she suffered second-degree burns when she spilled hot coffee on her lap at the drive-up window of a McDonald’s has filed suit against the fast-food chain. The Fresno Bee reported she seeks more than $2 million in damages. If a settlement isn’t reached, her lawyer said they plan to present their… Read More »New is Well Forgotten Old

How to Prepare Your Home Before Your Vacation

Vacation is a time to escape for a little rest and relaxation, but it’s also the time thieves increasingly break into empty homes. According to recent claims data from insurance company Travelers, theft increases during the summer months largely because more people are away. But it’s not only criminals you have to worry about while you are kicking back, you also have to be concerned about…
Read More »How to Prepare Your Home Before Your Vacation

How to Choose Insurance for Every Life Stage

In this article, insurance experts, including Travelers Personal Insurance Vice President Elaine Baisden, recommend reviewing your policies annually and whenever you experience a life event, such as attending college, making a major purchase like a car or new home, getting married, having a child, changing jobs, renovating a home, or caring for an elderly parent. Download this article

No-Fault Auto Insurance Reform

According to a recent statewide poll commissioned by the Coalition for Auto Insurance Reform (CAIR), an overwhelming number of Michigan voters believe their auto insurance premiums are too high and support no-fault reform legislation that would lower their auto insurance costs. The poll revealed that voters are concerned about the high cost auto insurance – 70 percent said their auto… Read More »No-Fault Auto Insurance Reform

NC: Agreement Reached on Homeowners Insurance Rates

On March 5, Insurance Commissioner Wayne Goodwin signed a settlement agreement with homeowners insurance companies allowing an overall statewide average rate increase of 7 percent, varying by territory and form, beginning July 1. The insurance companies, represented by the North Carolina Rate Bureau, had requested an overall statewide average rate increase of 17.7 percent on Oct. 1, 2012. The difference… Read More »NC: Agreement Reached on Homeowners Insurance Rates

Insurance for Personal Trainers and Fitness Studios from $150/yr.

Insurance for personal trainers and fitness studios is specifically designed to meet the unique insurance needs of Fitness Trainers, Group Fitness Instructors, Spinning Instructors, Dance Instructors, Martial Arts Teachers, Pilates Instructors, and many more categories of fitness instruction without any restriction of age or gender of your students. Abuse and Molestation – INCLUDED!

The Fitness and Wellness Insurance program for Fitness Studios covers many types of studios including Aerobics, Exercise, Spinning, Fitness Training, Strength Training, and Pilates Studios with equipment. It also covers activities such as weightlifting, swimming, saunas, tanning booths, sport courts and group exercise. Dance Studios are eligible under Performing Arts.

Coverage available for:Read More »Insurance for Personal Trainers and Fitness Studios from $150/yr.

What insurance do dental labs really need?

What insurance do labs really need? In this short article we provide answers to some of the most common insurance related questions. Today dental lab owners and lab technicians can be sued. But it is never late to give your business insurance a check-up and determine the type of liability insurance you need to have and then to make sure… Read More »What insurance do dental labs really need?

The Danger of Distracted Walking

Okay, we have said enough about the distracted driving. The cell phone use laws being adopted by the U.S. states are describing how and when the mobile phones can be used while driving. But what about pedestrians distracted with their smartphones? Can we blame them for major increase of fatal accidents involving pedestrians? Apparently yes. According to a recent report from the U.S. Department… Read More »The Danger of Distracted Walking