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New California Auto Insurance Payment Plans

Effective April 1, 2014, we have made updates to our California personal auto pay plan options. 6 month plans: – 16.7% down with 5 installments (electronic funds transfer) – 20% down with 4 installments – 20% down with 5 installments – 20% down with 5 installments (electronic funds transfer) – 50% down with 1 installment – Paid In Full 12 month plans: – 10% down with 10 installments (electronic funds transfer) – 12.5% down with 10 installments – 20% down with 10 installments – 20% down with 11 installments (electronic funds transfer) – Paid In Full If you have questions… Read More »New California Auto Insurance Payment Plans

What insurance do dental labs really need?

What insurance do labs really need? In this short article we provide answers to some of the most common insurance related questions. Today dental lab owners and lab technicians can be sued. But it is never late to give your business insurance a check-up and determine the type of liability insurance you need to have and then to make sure you have it. The good place to begin with is to check the NADL (National Association of Dental Laboratories) or your state dental laboratory association. If you are a member of NADL than you can talk to their membership service… Read More »What insurance do dental labs really need?

Halloween Safe-Driving Tips

According to Safe Kids USA, children are twice as likely to be killed by a vehicle on Halloween compared to other days of the year. Take extra caution behind the wheel on Halloween and use the following driving tips to keep trick-or-treaters safe. – Yield to Trick-or-Treaters: Be prepared for children to run into the street at anytime. – Refrain From Passing Idle Vehicles: You never know when the driver in front of you has stopped to drop children off. Be patient and take extra caution when traveling near other vehicles. – Park Your Mobile Phone: With children crowding the… Read More »Halloween Safe-Driving Tips

Tips for Driving Safely With Children

– Young Children When children have outgrown a convertible safety seat, they should use a booster seat until they are 10 years old. Even when young children are tall enough to use an adult seat belt, they should ride in the backseat until they are 13 years old. – Toddlers Keep toddlers in a rear-facing, convertible safety seat for as long as possible. When the child outgrows the safety seat, toddlers should sit in a forward-facing safety seat complete with a full harness. – Infants Always drive with infants in a rear-facing safety seat. Once a child exceeds the manufacturer’s… Read More »Tips for Driving Safely With Children

Back to School: Driving Safety Tips

Avoid Cramming, Pack Right. Even though your son or daughter will try to fit every last piece of dorm room equipment into the car, make sure whoever is driving is able to see out of the rearview mirror despite a fully packed car. Nothing should be packed above seat level in order to avoid projectile movement of objects if the need to stop short arises. Pack right by making two trips or shipping what will not fit safely in the car. Take a Break. Whether you or child is driving, make sure to plan to take stops and break up your drive… Read More »Back to School: Driving Safety Tips

Five Back to School Carpooling Tips

It’s time to go back to school! Consider these valuable back-to-school carpooling tips as you pile the kids in the car and take them to school. Meet with your fellow carpoolers. Get to know your fellow carpoolers to gauge how responsible of a driver they are. Use that time to establish some ground rules in terms of pick-up and drop-off times so everyone is on the same page. Make sure all passengers are buckled-up. Before driving away, make sure all adults and children in the car have a fastened seatbelt. Never let kids share a seatbelt and never transport children in the… Read More »Five Back to School Carpooling Tips

Drivers Test Proves Difficult for Younger Adult Drivers

According to the GMAC Insurance Company, 4 out of 10 young adult drivers, ages 18-24, would fail the driver’s test if they took it today. While the youngest group proved to be the least knowledgeable when it comes to safe driving, 32% of 25-34 year old drivers would also fail the driver’s test if they took it today. Almost 1 in 3 drivers ages 25-34 failed the National Drivers Test—a five percent increase in their failure rate since 2009 (27%). These age groups make up a big portion of the 36.9 million estimated people deemed unfit for the roads based… Read More »Drivers Test Proves Difficult for Younger Adult Drivers

Who is Safer Behind the Wheel: Men or Women?

If knowing the rules of the road is any indication of safe driving habits, then men are the safer drivers. That’s according to the 7th Annual GMAC Insurance National Drivers Test. This year, men had a test score that was slightly higher than 80%. That is significantly higher than females, who averaged just above 74%. What is more telling is that 27.2% of the women who took the test, failed. Compare that to the 13.6% of men who failed the National Drivers Test and we get a real sense of who knows the rules of the road better when it… Read More »Who is Safer Behind the Wheel: Men or Women?