What You Should Know About Gap Insurance
Do you need gap insurance? If you have financed or leased a vehicle, you just might. Here’s what you need to know to help you decide.
Personal Auto
The Kia and Hyundai Theft Challenge: What You Need to Know
Kia and Hyundai vehicles are being stolen due to a security flaw, here are tips to protect your car.
Tinted windows are legal in California
Window tinting is a popular trend among drivers in California, but it’s crucial to know the state’s legal guidelines. Tinted windows can obstruct a driver’s vision and potentially cause accidents. According to CHP, the rules for tinting windows in California are as follows: Rear WindowsDrivers can tint their rear windows as long as their vehicle has two side mirrors, excluding the rearview mirror. Front WindowsFor front windows, California law mandates drivers to have 70% transparency, allowing only 30% tint. Window glass usually comes with approximately 30% tint from the factory, and adding an additional 30% tint can exceed the legal… Read More »Tinted windows are legal in California
New Car Tech Available Today
The automotive industry is on the cusp of a technological revolution. Car manufacturers are constantly introducing new innovations to improve the driving experience and make it safer, more comfortable, and more convenient. From keyless entry to self-driving cars, the future of automotive technology is looking brighter than ever before. In this article, we will explore some of the latest car tech that is headed our way. Keyless Entry Keyless entry is a technology that allows you to unlock and start your car without a physical key. It uses a key fob or smartphone app to communicate with your car’s computer… Read More »New Car Tech Available Today
10 Most Common Auto Insurance Claims and How to Avoid Them
If you can avoid auto claims, it will save you big time on your insurance costs. The rate you pay is based, in part, on your past driving and claims history. While no one wants to have an accident, they do happen on occasion. That’s why we call them accidents, after all. Auto insurance is an important part of protecting yourself and your assets.
Even more, it can save you time and injury if you can keep your car and its occupants safe. Here are 10 of the most common auto insurance claims and tips on how you might avoid them.
Guide on Buying Collector Car
You’re in the market for a collector car? Congratulations! Most new buyers can’t wait to run out and make a purchase, whether it’s a car, truck or motorcycle. But next to buying a home, a collector vehicle may be one of the bigger financial transactions most people ever make. You likely wouldn’t purchase the first home you tour, and you should approach purchasing an enthusiast vehicle with the same planning and forethought. Buying a collector vehicle should never be intimidating. What Makes a Car Collectible? In the simplest terms, think of a collector vehicle as the car you want to own for fun,… Read More »Guide on Buying Collector Car
What happens when somebody totals their RV?
When you’re using an RV as a residence, you need the right mix of coverages to protect the RV as both a vehicle and a home. We have contracted with the carrier that has designed an RV insurance to specifically address the needs of RV owners.
Whether you have an old pop-up or a new motor-home, if the RV is totaled, our carrier has you covered. Because types of RVs and their styles vary so much, we know that different customers need different coverage options.
We offer:Read More »What happens when somebody totals their RV?
How to Prepare Your Home Before Your Vacation
Vacation is a time to escape for a little rest and relaxation, but it’s also the time thieves increasingly break into empty homes. According to recent claims data from insurance company Travelers, theft increases during the summer months largely because more people are away. But it’s not only criminals you have to worry about while you are kicking back, you also have to be concerned about…
Read More »How to Prepare Your Home Before Your Vacation
How to Choose Insurance for Every Life Stage
In this article, insurance experts, including Travelers Personal Insurance Vice President Elaine Baisden, recommend reviewing your policies annually and whenever you experience a life event, such as attending college, making a major purchase like a car or new home, getting married, having a child, changing jobs, renovating a home, or caring for an elderly parent. Download this article
Expired insurance = no coverage
An insurance company does not have to cover a Rapid City woman for a crash because her policy expired 12 hours before she hit four boys on their bicycles, the South Dakota Supreme Court ruled.
Tamara Bradford pleaded guilty to two counts of vehicular battery for the September 2007 crash and was sentenced to eight years in prison. Authorities said her blood-alcohol level was three times the legal limit for driving when she hit and injured the boys, who were riding their bicycles or standing along the road.
After a lawsuit was filed on behalf of the boys, Alpha Property and Casualty Insurance Co. declined to cover Bradford for the crash. The Supreme Court said Bradford’s insurance policy had expired just after midnight on Sept. 23, 2007, about 12 hours before the crash, because she had failed to pay a premium due the day before the accident.