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State-specific Resources for Workers Compensation

In this post we are providing some state specific Workers Comp. benefit overview.

National

Alabama

Alaska

Arizona

Arkansas

California

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Top 10 States and Cities for Job Growth

According to Arizona State University W.P. Carey School of Business that provides rankings and analysis of the winners and losers based on the latest figures from the U.S. Bureau of Labor Statistics – overall, 12 states showed job growth of at least two percent last year, the same pace as in 2012. The number of jobs added nationwide last year was 2.26 million. Final, revised numbers on state and city job growth for the year 2013 shows top 10 states for non-agricultural job growth, comparing 2013 to 2012:

1. North Dakota – up 3.6%
2. Utah – up 3.2%
3. California – up 3%
4, 5. Texas and Colorado– 2.9%
6. Nevada – up 2.7%
7. Idaho – up 2.6%
8. Florida – up 2.5%
9. Washington – up 2.2%
10. Arizona – up 2.1%Read More »Top 10 States and Cities for Job Growth

April is National Safe Digging Month

Safe DiggingCall 811 before you dig. Whether you’re planting a garden, building a fence or remodeling your home, no project is too small to call 811. Damage from digging is a common cause of pipeline accidents. One easy, free call to 811 Underground Service Alert (USA) at least two working days before you dig gets your utility lines marked so you can dig safely. This free service will notify underground utility operators in the area of your planned work.

Safe digging tips:Read More »April is National Safe Digging Month

Commercial Kitchen Fire Safety

commercial grade kitchen equipmentOperation of a commercial grade kitchen, many safety considerations should be addressed, including food safety, employee and volunteer safety, and fire safety. This blog post addresses the specific issues associated with providing adequate fire safety for your kitchen.

Commercial cooking operations are defined as kitchens that have cooking equipment that produce grease and grease laden vapors. This includes flat grills, char broilers and deep fat fryers. The typical residential range (electric or gas) would not be considered a grease producing appliance. Other equipment, such as ovens, microwaves and steam kettles also fall into the non-grease producing appliance category. The following is information regarding two of the most common types of equipment that produce grease and/or grease laden vapors.

Deep Fat Fryers

Deep fat fryers are a major cause of kitchen fires. Oil can splash and easily come into contact with an open flame from an adjacent piece of cooking equipment, such as a gas-fired range top. A 18-inch clearance must be maintained between the deep fat fryer and the open flame cooking equipment. If a 18-inch clearance is not possible, a vertical steel barrier extending 12 inches above the top of the deep fat fryer or open flame appliance(s) can be used as an alternative means of protection.Read More »Commercial Kitchen Fire Safety

Northern California Business Owner Sentenced For Premium Fraud

A Northern California business owner has been sentenced for workers’ compensation insurance premium fraud and pay over $2 million in restitution to insurers, the California Department of Insurance announced on Wednesday. Teresa R. of Redwood City, Calif., who originally plead no contest to eight felony counts, was sentenced in San Mateo County Superior Court to serve one year in jail, five years of probation as well as being ordered to pay over $2 million in restitution to the insurers that she defrauded. In 2011 R.f was president of Genesis Building Services Inc. which operated a janitorial and pest control company… Read More »Northern California Business Owner Sentenced For Premium Fraud

Insurance for Alcohol and Drug Treatment Centers

Alcohol & Drug Rehabilitation facilities provide medical assistance and behavioral and nutritional counseling to individuals who are in need of substance abuse services. Eligible risks may include Outpatient Alcohol & Drug Counseling, Rehabilitation Centers, Halfway Houses Inpatient, Methadone, Early Release Prisoner Programs (Alcohol & Drug related offenses only) and Outpatient Detox. Clinics may also be included as an eligible class when the clinic is only a part of the facility’s overall services. Our program includes a Package, General & Professional Liability, Property, Umbrella, Auto (some restrictions may apply) and Abuse & Molestation. Our pro- gram also offers Coverage Endorsements &… Read More »Insurance for Alcohol and Drug Treatment Centers

Traveling Tips for the Holiday Season

The holiday season is probably one of the busiest for the majority of us, for many reasons. Add any holiday travel plans into the mix and stress levels can begin to rise. With stricter security guidelines and long lines, it’s easy to focus merely on making it to your destination. However, this time of year is also busy for thieves who will often seize opportunities when the unsuspecting victim is distracted or otherwise unaware of his or her surroundings. Stay vigilant this year when traveling for the holidays by using the tips below, and ensure your holidays stay as they… Read More »Traveling Tips for the Holiday Season

Identity Theft Risks After an Auto Accident

Each year, millions of Americans become victims of a car crash that causes mess on their day (and often their body and vehicle.) Auto accidents are stressful situations that can lead us to reveal more of our personal information to strangers than necessary. Even small fender benders can cause long-term pain if a friendly exchange of info leads to a compromise of one’s most sensitive personally-identifying data. A recent survey taken by the National Association of Insurance Commissioners (NAIC) revealed that many of us don’t know the proper steps to take after an accident, and most of us share too… Read More »Identity Theft Risks After an Auto Accident

The Danger of Distracted Walking

Okay, we have said enough about the distracted driving. The cell phone use laws being adopted by the U.S. states are describing how and when the mobile phones can be used while driving. But what about pedestrians distracted with their smartphones? Can we blame them for major increase of fatal accidents involving pedestrians? Apparently yes. According to a recent report from the U.S. Department of Transportation, 4,280 pedestrians were killed and an estimated 70,000 were injured in traffic crashes in the United States in 2010 — a 4% rise from the number reported in 2009. On average, a pedestrian was killed every two hours… Read More »The Danger of Distracted Walking

California Signs Electronic Proof Of Insurance Bill

Yes! It happens right now. We witness a great moment of the history! Gov. Jerry Brown made California the seventh state in the nation to allow drivers to show proof of insurance coverage using their smart phone. Brown on Friday signed Assembly Bill 1708, a bill authored by Assemblyman Gatto, which will give drivers the option to show proof of financial responsibility electronically using a mobile electronic device. “Governor Brown just brought proof of coverage into the 21st Century by signing AB 1708,” said Armand Feliciano, with the Association of California Insurance Companies. “California has long been known as ground zero… Read More »California Signs Electronic Proof Of Insurance Bill