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Insurance for personal trainers and fitness studios is specifically designed to meet the unique insurance needs of Fitness Trainers, Group Fitness Instructors, Spinning Instructors, Dance Instructors, Martial Arts Teachers, Pilates Instructors, and many more categories of fitness instruction without any restriction of age or gender of your students. Abuse and Molestation – INCLUDED!

The Fitness and Wellness Insurance program for Fitness Studios covers many types of studios including Aerobics, Exercise, Spinning, Fitness Training, Strength Training, and Pilates Studios with equipment. It also covers activities such as weightlifting, swimming, saunas, tanning booths, sport courts and group exercise. Dance Studios are eligible under Performing Arts.

Coverage available for:

  • Apparatus Pilates
  • Dance Instructor
  • Fitness Instructor
  • Golf Instructor
  • Group Fitness Instructor
  • Gyrotonics<
  • Life Coach Instructor
  • Martial Arts Instructor
  • Mat-Only Pilates
  • Nutricionist
  • Personal Trainer
  • Reiki Master
  • Swim Instructor
  • Tai Chi
  • Yoga Instructor
  • Boot Camps
  • Dance Studio
  • Salons and Day Spas
  • Fitness Studio
  • Health Clubs
  • Martial Arts Studio
  • Pilates Studio with Equipment
  • Pilates Studio without Equipment
  • Traveling Trainers
  • Wellness Center w/Equipment
  • Wellness Center w/o Equip
  • Yoga Studio

We offer General and Professional Liability, including Sexual Abuse and Molestation coverage. Insurance applies anywhere in the continental U.S. and internationally for short business trips that do not exceed 30 days.
Note our $-0- (zero) deductible for General Liability.

Coverage Limits for Personal Trainers and Fitness Studios Insurance

Type Limits
General and Professional Liability $1,000,000 per occurrence
$2,000,000 aggregate limit
Sexual Abuse Liability $50,000 per occurrence
$100,000 aggregate limit
Products Liability $1,000,000 aggregate limit
Medical Payments $2,500
Damage to Premises $100,000

To get a no-obligation quote over the phone, please call now at 877-239-0067 option 1. Alternatively, complete supplemental Health and Fitness Insurance Application.

Insurance Coverage Rates And Limits

Type Limits Price
Fitness Trainers (certified) $1 M Occ/ $2M Agg $150
Fitness Trainers (non-certified) $1M Occ/ $2M Agg $200
Yoga Instructors $1M Occ/ $2m Agg $150
Part Time Yoga (<6 hrs/wk) $1M Occ/ $2m Agg $100