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Paperless Insurance Now Offers Coverage in New York

SAN FRANCISCO-based independent insurance brokerage Paperless Insurance Services (PIS INC), Inc. has started offering business insurance products in the State of New York, PIS INC announced Thursday. PIS INC will be using their website as the marketing and underwriting base in the State if New York CFO Diana Motseniat said in her announcement. Paperless Insurance also announced that it is in the process of starting operations in the State of Texas. “Starting operations in New York is vital to the continued expansion of our U.S. platform to complement our strong position and build a truly unified small business insurance platform,”… Read More »Paperless Insurance Now Offers Coverage in New York

Enhanced Contractors Pollution Liability Package

One of our insurance markets has upgraded its contractors pollution liability package for artisan, trade and general contractors with new forms. The company designed the new forms to be more clear and concise, in addition to adding enhancements. The package now includes emergency response expense for voluntary payments condition and will also now offer worldwide coverage for short periods limited to suits brought in the United States. The new forms also include some traditionally tricky coverages such as asbestos and lead abatement, as well as mold on an occurrence basis. The company’s definition of cleanup costs will include repair or… Read More »Enhanced Contractors Pollution Liability Package

Eleven Cybersecurity Tips for Small Businesses

Broadband and information technology are powerful factors in small businesses reaching new markets and increasing productivity and efficiency. However, businesses need cybersecurity tools and tactics to protect themselves, their customers, and their data from growing cyber threats. Here are ten key cybersecuritytips for businesses to protect themselves: 1. Train employees in security principles Establish basic security practices to protect sensitive business information and communicate them to all employees on a regular basis. Establish rules of behavior describing how to handle and protect customer information and other vital data. Clearly detail the penalties for violating business cybersecurity 2. Protect information, computers and… Read More »Eleven Cybersecurity Tips for Small Businesses

Hands-On: Top 10 Excuses From Drivers Caught Using Phones

1. This is a bogus law. 2. It was my boss on the phone – I had to answer it. 3. I wasn’t using it – I just like to hold it. 4. Sorry officer, I didn’t see you trying to pull me over because I was on my phone. 5. But it was an emergency call to my wedding planner. 6. My Bluetooth died. 7. Driver: I’m using my speakerphone. Police officer: No, you’re holding your phone in one hand and steering with the other. 8. I’m not driving; I was stopped at a red light. 9. I wasn’t… Read More »Hands-On: Top 10 Excuses From Drivers Caught Using Phones

Remote Work and Telecommuting Liability Exposures

Remote work arrangements, including telecommuting and working from satellite offices, have increased at nearly one-third of U.S. companies, according to a survey of chief financial officers released Wednesday. • Keep remote workers informed on the latest news from their departments and the company using regular calls and in-person meetings in addition to email. • Ensure that off-site employees have the necessary resources, including appropriate network access. • Establish expectations and guidelines at the beginning, and monitor the arrangement and adjust as necessary. • Establish and follow appropriate security protocols. • Include remote workers in team activities and recognize their accomplishments… Read More »Remote Work and Telecommuting Liability Exposures

Electronic Audit of Insurance Premium

Business insurance premium is subject to audit: workers compensation audits payroll, product liability audits sales, payroll as well is under audit in the construction industry. And if you ever had business insurance and gone through the audit, I am sure you’d been wondering around confusing forms on multiple pages, that required you some calculations and even your accountant was raising the eyebrow. Well, lucky us, no longer that would be the case with policy written through Select Travelers Insurance as the national rollout of our new ePHR (Electronic Policyholder Report) audit process to all eligible Select Policyholder is taking place… Read More »Electronic Audit of Insurance Premium

Payroll billing – pay as you go – workers compensation insurance

Not a long while ago, the payroll billing premium was available only through a state compensation insurance company, for a large premium account or sometimes through a payroll company like Paycheck that was calculating the premium as they calculate your monthly payroll. Lucky us, Hartford Insurance Company has introduced: Here’s how it works Purchase a Hartford Workers’ Compensation policy through us and let them know that you’re interested in XactPAY Xpress. Register your XactPAY Xpress account online and receive email reminders when it’s time to enter your payroll information through carriers’s fast, easy and secure website. The Hartford will use the payroll information… Read More »Payroll billing – pay as you go – workers compensation insurance

New Premium Comparisons for Personal Auto Insurance

…at this time in the State of Ohio only… Ohio Department of Insurance Director Mary Jo Hudson announced a new online tool designed to educate and assist Ohioans in finding auto insurance that fits their needs. The Auto Insurance Sample Premium Calculator, available at www.insurance.ohio.gov, can be used to compare sample premium quotes voluntarily provided by participating insurance companies as well as obtain contact information for these companies. It was developed through the combined efforts of the insurance department and members of the auto insurance industry in Ohio. Here is how the Auto Insurance Sample Premium Calculator works: The consumer is… Read More »New Premium Comparisons for Personal Auto Insurance

Technology That Belongs to You

The Texas Department of Public Safety announced that Texas drivers can now order their driving records online and print them out immediately instead of waiting to have the record mailed to them. “We are pleased to offer this new service, which is available 24/7 to our customers. The convenience of ordering your driver record online and then printing it out yourself will save everyone time and money,” said Rebecca Davio, the DPS Assistant Director for Driver License. Previously, drivers could order their driver record online but had to wait to receive their record via the U.S. Postal Service. Now, drivers… Read More »Technology That Belongs to You