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CA Work Comp Carriers Change Rates

Several California admitted insurance companies are going to file new rates with the California Department of Insurance for workers’ compensation policies effective in July 2020. To see a comparison of averages rates and to learn more about how these changes affect premium, go to and click on “Get a Quote Now”. As you are shopping for the renewal, it is important to keep in mind that not all rates change uniformly. Rates for some policyholders will go up and some will go down. Knowing how much your renewal rates are changing could be valuable information to have as you… Read More »CA Work Comp Carriers Change Rates

Enhanced Contractors Pollution Liability Package

One of our insurance markets has upgraded its contractors pollution liability package for artisan, trade and general contractors with new forms. The company designed the new forms to be more clear and concise, in addition to adding enhancements. The package now includes emergency response expense for voluntary payments condition and will also now offer worldwide coverage for short periods limited to suits brought in the United States. The new forms also include some traditionally tricky coverages such as asbestos and lead abatement, as well as mold on an occurrence basis. The company’s definition of cleanup costs will include repair or… Read More »Enhanced Contractors Pollution Liability Package

Pollution Liability Insurance Online by Navigators

The Navigators Group Inc. and its principal underwriting agency subsidiary, Navigators Management Co. Inc., expanded its online system for contractors pollution liability insurance. New enhancements to the online platform include options for affirmative coverage for fungus/mold caused by negligent contracting operations; increased available limits up to $2 million each occurrence / $4 million all occurrences; and an increased revenue threshold for eligible contractors up to $10 million in annual contracting receipts. The online system targets small- to medium-sized service and trade contractors and can accommodate over 70 different contracting categories. Policy premiums with fungus coverage can start under $600 (plus applicable fees… Read More »Pollution Liability Insurance Online by Navigators