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Hurricane

Step-by-Step Hurricane Preparation

emergency preparedness kit

What actions should property owners in the predicted path of the storm take to prepare?

The Federal Emergency Management Agency (FEMA) provides invaluable advice on what you should do when you receive a hurricane watch or hurricane warning alert from the National Weather Service for your area.

As the hurricane approaches, here’s a checklist of what to do as the storm approaches, broken down by hours:

1. What to do when a hurricane is 48 hours from arriving

– Review your evacuation route(s) & listen to local officials.
– Review the items in your disaster supply kit; and add items to meet the household needs of children, parents, individuals with disabilities or other access and functional needs or pets.Read More »Step-by-Step Hurricane Preparation

Paperless Insurance Now Offers Coverage in New York

SAN FRANCISCO-based independent insurance brokerage Paperless Insurance Services (PIS INC), Inc. has started offering business insurance products in the State of New York, PIS INC announced Thursday. PIS INC will be using their website as the marketing and underwriting base in the State if New York CFO Diana Motseniat said in her announcement. Paperless Insurance also announced that it is in the process of starting operations in the State of Texas. “Starting operations in New York is vital to the continued expansion of our U.S. platform to complement our strong position and build a truly unified small business insurance platform,”… Read More »Paperless Insurance Now Offers Coverage in New York

Fire Safety Checklist

This inspection sheet should be completed at home by the entire family.  Inspect each area of your home to make sure no fire hazards exist. We have ___ smoke alarms in our home. The last time we replaced the battery in our smoke alarm was __/__/__.  It must be replaced once a year. We test our smoke alarms monthly. We never use the batteries in the smoke alarms for toys or anything else. We have a home escape plan. Our plan includes two ways out of every room. Our family has a special place to meet outside if there is… Read More »Fire Safety Checklist

Live in VA? Review your HO for Hurricane Coverage

Virginia regulators are urging homeowners to review their insurance policies with the start of hurricane season this week. The State Corporation Commission, which regulates insurers, said Wednesday that some companies automatically include a deductible for wind or hurricane losses in their policies, while others offer them as an option. These deductibles can be written as a flat amount or can be applied to the loss as a percentage of the insurance coverage on the dwelling. Regulators note that much of hurricane-related damage is caused by flooding, which often goes uncovered by insurance policies. Flood insurance is available separately through the… Read More »Live in VA? Review your HO for Hurricane Coverage