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Tips for avoiding slip, trip and fall accidents

Slips, trips and falls are a leading cause of injury for businesses and workplaces. Employees and other parties on your premises – visitors, customers, vendors, contractors and subcontractors – could be at risk for this type of accident or injury.

It is a common misconception that slip and fall injuries “just happen” and that there is little that can be done to prevent them. Years of experience show that proper slip, trip and fall prevention can help in reducing the number of injuries and in reducing loss costs.

Slips-Trips-Falls

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Preparing your business for potential holiday hazards

prepare businessMenorahs and Christmas trees light up Main Streets across America during the holidays, but there are risks associated with these decorations. Risk management professionals and insurance agents can help business owners understand how to keep their stores festive yet hazard free during the holidays.

The holidays usually bring several things to a small business – more foot traffic, celebratory decorations and additional staff to help with boosted sales.  However, with added customers and distractions, slips and trips are never far away. So when getting into the holiday spirit, you should make safety a priority.Read More »Preparing your business for potential holiday hazards

Top 10 States Vehicle Theft List

The National Insurance Crime Bureau reported 2011 is on track for another consecutive year of declining vehicle thefts, but California still dominates the top 10 list for areas highest auto theft rates. Seven of the top 10 areas were in California, mostly in the central and northern portion of the state. The report is a reflection of vehicle thefts on a per capita basis, and the authors of the report note that an area with a much smaller population and a moderate number of thefts can, and often does, have a higher theft rate than an area with a much… Read More »Top 10 States Vehicle Theft List

Renters Insurance Quotes

Protect your belongings for as little as 57 cents a day Chances are your landlord’s insurance won’t cover your personal property if there’s a fire or break-in. By getting renters insurance for as little as $0.57/day, you can protect your belongings and help make sure you can replace them if something happens. When you get renters insurance through Paperless Insurance Services, you’ll be able to: ► Save time — you’ll receive instant multiple quotes within minutes. ► Find affordable rates — choose from several options (coverage and carriers) ► Buy easily — purchase online or over the phone. ► Save even… Read More »Renters Insurance Quotes

Electric Highway On Its Way

The stretch of 160 miles of Interstate 5 served by eight stations marks the next big step in developing an infrastructure that until now has been limited primarily to chargers in homes and workplaces. The stations go from the California border north to the Oregon city of Cottage Grove and are located at gas stations, restaurants and motels just off the nation’s second-busiest interstate. One is at an inn that was once a stage coach stop. Spaced about every 25 miles, the stations allow a Nissan Leaf with a range of about 70 miles to miss one and still make it to… Read More »Electric Highway On Its Way

Love your neighbor, Help your neighbor

State Farm and consumer research firm Harris Interactive surveyed more than 17,000 people about the state of American neighbors and found that 83% are willing to help a neighbor having financial problems. Every second person said that neighbors affect his or her happiness! Here is a brief summary of our staff advise on how to get closer with your neighbor and develop human mutual aid companionship: – Do your best to know at least a fair amount of your neighbors by name – If needed help a neighbor look for a job – If needed cook meals for neighbors –… Read More »Love your neighbor, Help your neighbor

San Francisco Health Fee to Rise

Employers with workers in San Francisco must pay more next year to comply with the city’s health care spending law. Beginning on Jan. 1, 2012, employers with 100 or more employees in San Francisco will be required to spend $2.20 per hour per covered employee on health care, up from $2.06 in 2011. Employers with 20 through 99 employees will have to spend at least $1.46 per hour, up from $1.37, city officials announced last week. Employers with fewer than 20 employees are exempt from the requirement, which uses the funds generated to provide medical services to the uninsured. Premiums,… Read More »San Francisco Health Fee to Rise