Mississippi

States Allowing Electronic Proof of Auto Insurance

Alaska, Colorado, Commerical Auto, Florida, Georgia, Illinois, Indiana, Maine, Mississippi, Paperless World, Personal Auto, Tennessee, Texas, Washington
January 3, 2014

According to the Property Casualty Insurers Association of America, the following are states that have adopted e-card laws and/or regulations are:

US Map

Alaska
Arkansas
Colorado
Florida
Georgia
Illinois
Indiana
Iowa
Kansas
Kentucky
Maine
Mississippi
Missouri
North Dakota
Oklahoma
Oregon
Pennsylvania
Tennessee
Texas
Utah
Washington
Wisconsin
Wyoming

Florida is joining the ranks of other states and allow drivers to show law enforcement officers their proof of automobile insurance through their cell phone and other electronic means.

Protection for Water and Sewer Districts

Alabama, Alaska, Arizona, Building, Business Owners Package Policy, California, CGL Commercial General Liability, Cincinnati, Colorado, Connecticut, Coverage, Cyber Liability, D&O, Data Breach Coverage, Delaware, Directors and Officers, Earthquake, EPLI, Flood, Florida, Georgia, Hawaii, Hired Auto, Idaho, Illinois, Indiana, Insurance Companies, Insurance Coverage, Insurance News, Insurance Rates and Premium, Interruption, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Nebraska, Nevada, New York, Non-Owned Auto, North Carolina, North Dakota, Ohio, Paperless World, Personal Injury, Pollution Liability, Product Liability Insurance, Product Recall, Professional Liability / E&O, risk management, South Carolina, South Dakota, State, Technology, Tennessee, Texas, Umbrella, Unique Insurance Coverage, Virginia, Washington
June 22, 2020

Serving the public is a serious, round-the-clock responsibility. It’s your job to protect, plan for, and serve the needs of your community as it grows. And it’s our job to protect you with thoughtfully designed, tailored insurance coverages. Our dedicated underwriting, claims and risk control teams work specifically with water and sewer districts and can provide you with one source for your insurance and risk management needs.

WE UNDERSTAND YOUR GENERAL LIABILITY HAZARDS

• Training modules for unique risks such as flagging/traffic control
• Risk control specialists to assist in analyzing digging sites for pipe-laying hazards
• Coverage available for failure-to-supply services and sewer back-up liability
• Utilization of immunities and tort caps where applicable
• Coverage for members of boards, commissions and sewer authorities

WE HAVE AN INDUSTRY-LEADING WORKERS COMPENSATION PROGRAM

• Co-located medical and claims professionals promptly handle, thoroughly investigate and fairly resolve claims, with a focus on return-to-work
• Discounts and savings through carrier’s preferred medical provider network

WE KNOW YOUR MACHINES

• Specialized equipment breakdown coverage and certified boiler and machinery inspections and consultations through carrier’s Boiler & Machinery

WE PROVIDE SERVICES FOR EMPLOYMENT PRACTICES

• Complimentary EPL hotline provides access to EPL attorneys* to answer your questions
• Discounts for employee training to help protect against “failure to train” exposures

WE UNDERSTAND EMOTIONS ASSOCIATED WITH SEWER BACKUP

• Our dedicated Sewer Backup Claim Unit understands the importance of balancing residents’ emotional reactions to water backup events with prompt claim handling
• Specialists work with sewer backup adjusters for valuation of residents’ personal items, antiques, etc.

WE OFFER CYBER LIABILITY PROTECTION

• Coverage to protect against cyber and ID fraud for entities that store data electronically

Increases for Liability Insurance for Construction Firms

The commercial general liability market for the U.S. construction industry continues to firm with underwriters seeking rate increases of up to 15 percent, according to a report published by Marsh. Construction firms with poor loss histories are experiencing even larger liability rate increases and in some cases receiving non-renewal notices from their underwriters. After nearly a decade of rate declines, insurers also are typically seeking to raise rates on umbrella and excess liability insurance of between 8 and 10 percent, according to Marsh’s August 2012 Construction Market Update. According to the report, rates for project-specific general liability, general liability wraps,… Read More »Increases for Liability Insurance for Construction Firms

Building Codes Study Results 2012

Florida, Mississippi, Study, Virginia
June 12, 2012

FL and VA have received good marks in a survey that looks at building codes in hurricane-prone states. The Tampa-based Insurance Institute for Business & Home Safety conducted an analysis, evaluation, and comparison of building code and enforcement systems for residential buildings in the 18 states most vulnerable to catastrophic hurricanes in the U.S. Florida and Virginia both scored the highest, with 95 out of 100 possible points. Institute spokesman Joseph King said last week the two states did well due to a combination of strong statewide residential building codes and comprehensive regulatory processes for the building code officials, contractors, and subcontractors.… Read More »Building Codes Study Results 2012

Paperless Proof Insurance

Arizona, California, Good Insurance News, Idaho, Law, Maryland, Mississippi, Paperless World, Technology
December 14, 2013

Arizona motorists will be able to use their smart phones to prove to a police officer that they have insurance for their vehicles. Gov. Jan Brewer has signed into law a bill to have Arizona join Idaho in permitting motorists to use a wireless communication device to show proof of auto insurance. Arizona was the second state to approve such a bill. Idaho on Wednesday became the first state in the nation to pass an electronic proof of insurance bill. A California legislator’s bill to enable auto insurance policyholders to issue proof of coverage verification via a mobile electronic device, such… Read More »Paperless Proof Insurance