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Tips for avoiding slip, trip and fall accidents
Slips, trips and falls are a leading cause of injury for businesses and workplaces. Employees and other parties on your premises – visitors, customers, vendors, contractors and subcontractors – could be at risk for this type of accident or injury.
It is a common misconception that slip and fall injuries “just happen” and that there is little that can be done to prevent them. Years of experience show that proper slip, trip and fall prevention can help in reducing the number of injuries and in reducing loss costs.
Preventing offline identity fraud
Identity fraud does not always begin online. According to Travelers claim data, 44 percent of ID fraud cases happen when a person’s purse or wallet has been lost or stolen. Because thieves can use the information they find inside, here are some ways to help protect yourself and your identity.
Watch your wallet and purse
Many people store personal information in their purses and wallets, making it easier for thieves to commit identity fraud. Help secure your identity by keeping your purse and wallet in a safe place and carrying only essentials when you go out. Leave credit cards you will not be using in a secure place at home. Unless it is absolutely necessary, avoid carrying Social Security cards, birth certificates or passports as they contain key pieces of personal information thieves could use to steal your identity.Read More »Preventing offline identity fraud
Be aware – not all kitchen fires start with cooking
When thinking of the cause of a kitchen fire, it is common to think of cooking. But not all kitchen fires start because of cooking hazards. Non-cooking related fires commonly involve refrigerators, freezers or dishwashers. The following tips can help prevent non-cooking related fires from occurring in your kitchen.
- Plug all kitchen appliances, including microwaves, toasters and coffee makers, directly into a wall outlet. Never use an extension cord as it can overheat or overload the circuit and cause a fire.Read More »Be aware – not all kitchen fires start with cooking
Proper fire extinguisher use
You should know exactly how to use a fire extinguisher in the event a fire develops and you feel you are safely able to fight it. It is recommended that only those trained in the proper use of fire extinguishers consider using them when appropriate.
Call for help before attempting to extinguish a fire. A fire may grow out of control more quickly than you anticipate. It is wise to have help on the way.
Determine a safe evacuation path before approaching the fire. Do not allow the fire, heat or smoke to come between you and your evacuation path.
Attack the fire using the PASS method:Read More »Proper fire extinguisher use
Protect your personal information from online risks
Going online has become part of everyday life – whether for shopping, sending emails or paying bills, or managing accounts. However, many worry that technology-related issues, including unsolicited emails and unsecured websites, can affect information stored online. The 2013 Travelers Consumer Risk Index shows that 41% of Americans worry about computer and technology issues. These were ranked second among the top five risks causing the most concern. Taking precautions when browsing the Web can help reduce your risk of a cyber attack. Read these tips to learn how to help stay safe online.Read More »Protect your personal information from online risks
Preparing your business for potential holiday hazards
Menorahs and Christmas trees light up Main Streets across America during the holidays, but there are risks associated with these decorations. Risk management professionals and insurance agents can help business owners understand how to keep their stores festive yet hazard free during the holidays.
The holidays usually bring several things to a small business – more foot traffic, celebratory decorations and additional staff to help with boosted sales. However, with added customers and distractions, slips and trips are never far away. So when getting into the holiday spirit, you should make safety a priority.Read More »Preparing your business for potential holiday hazards
Travel Insurance for Thanksgiving 2013
Have you started planning your Thanksgiving weekend? Can’t wait to finally join your family at the festive dinner table? There are hundreds of circumstances that could cause you to cancel your holiday trip, return home early or force you to seek emergency medical treatment while traveling. Anything could go wrong: It’s 9:30 PM and you and your immediate family arrive at the airport for a connecting flight, only to find that your flight has been cancelled. Who can assist you with finding new flights to get everyone home? Your bag was lost with your medicine inside. You need help to… Read More »Travel Insurance for Thanksgiving 2013
How to Choose Insurance for Every Life Stage
In this article, insurance experts, including Travelers Personal Insurance Vice President Elaine Baisden, recommend reviewing your policies annually and whenever you experience a life event, such as attending college, making a major purchase like a car or new home, getting married, having a child, changing jobs, renovating a home, or caring for an elderly parent. Download this article
FEMA National Preparedness Report 2013
Presidential Policy Directive 8: National Preparedness, requires an annual National Preparedness Report (NPR) that summarizes national progress in building, sustaining and delivering the 31 core capabilities outlined in the National Preparedness Goal. The 2012 NPR highlighted preparedness accomplishments in the decade since the September 11, 2001 attacks and the 2013 NPR focuses on accomplishments either achieved or reported on during 2012. The 2013 NPR presents an opportunity to reflect on the progress that whole community partners—including all levels of government, private and nonprofit sectors, faith-based organizations, communities and individuals—have made in strengthening national preparedness and to identify where preparedness gaps… Read More »FEMA National Preparedness Report 2013