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Smartphone App for Workers’ Compensation

With this blog post we decided to start posting reviews about mobile applications related to insurance industry. Google wants to make our world digital – to have a soft copy of pretty much anything around us (and even inside us too). Insurance industry is barely catching up with the technology. And each small achievement in that area deserves cheers and signifies the progress we all make. Today we will look at a new workers comp. application from the University of Alabama at Birmingham. But there is a catch: the workers’ comp app isn’t really an app — it’s more app-like… Read More »Smartphone App for Workers’ Compensation

This week’s Top 10 features on BusinessInsurance.com

Below are links to the 10 most popular features that ran on our site during the week of August 20, 2012. 1. Self-funded employers will pay billions for high-cost coverage 2. Brokers can discover insurers’ risk appetite with new search engine 3. Aetna to buy Coventry Health for $5.6B 4. Enterprise risk management making headway, but obstacles remain: Study 5. USI Insurance Services buys insurance broker TD Insurance 6. Workers compensation suit hinges on group cut 7. DSW Shoe Warehouse wins dispute with Chartis unit over data theft coverage 8 Mid-market companies face health benefits enrollment challenges 9. Travelers sues NFL over ex-players’ brain injury lawsuits 10. New York Fed… Read More »This week’s Top 10 features on BusinessInsurance.com

Ballot Health Insurance Companies Must Justify Their Rates

Initiative To Make Health Insurance Companies Publicly Justify Their Rates Qualifies for the California Ballot – Excessive Rates Could End In 2012 Santa Monica, CA – The California Secretary of State announced on 08/24/2012 that a ballot initiative to require health insurance companies to publicly justify and get approval for rate increases before they take effect has qualified for the 2014 ballot. The Insurance Rate Public Justification and Accountability Act made the ballot after county registrars of voters certified that more than 549,380 valid signatures from California voters were submitted by Consumer Watchdog Campaign.  The initiative would require health insurance… Read More »Ballot Health Insurance Companies Must Justify Their Rates

Common Cause of Fire – Laundry

An estimated 2,900 clothes dryer fires in residential buildings are reported to U.S. fire departments each year and cause an estimated $35 million in property losses, according to a new government report. The report by the U.S. Fire Administration said that 84% of clothes dryer fires took place in residential buildings. Also, according to the report:   Clothes dryer fire incidence in residential buildings was higher in the fall and winter months, peaking in January at 11 percent.   Failure to clean (34 percent) was the leading factor contributing to the ignition of clothes dryer fires in residential buildings.  … Read More »Common Cause of Fire – Laundry

Sexual Abuse Awareness

No one ever wants a child or client to be harmed. Sometimes, however, we can miss child safety keys and best practices. We suggest that employer will educate himself on effective, efficient, and inexpensive tools one can use to reduce the risk of sexual abuse in his company. In particular, we want to bring your attention to the following topics: The definition of sexual abuse Common errors and misconceptions related to sexual abuse and sexual abusers Abuser characteristics Grooming process (grooming children and gatekeepers) Common grooming behaviors Peer on peer abuse Impact on children – long and short term Reporting responsibilities –… Read More »Sexual Abuse Awareness

Workers Comp Insurance for Restaurant

No prior coverage, no problem! Save time by using our instant quoting system and get workers comp. insurance quote for your restaurant or cafe. We will help you compare rates from the multiple companies we represent. Save even more – find out if discounts are available when you combine business liability or auto with workers compensation coverage. Conveniently purchase – call or go online, no need to wait for your current policies to expire. Keep up with life’s changes – we’ll be there to help when you need to update your coverage. Pay as you go – never wait for… Read More »Workers Comp Insurance for Restaurant

Business Insurance Market Update

The hardening insurance marketplace has led to a great deal of success for us in a variety of our niches recently. We continue to develop new products at the same time. Below are several items we wanted to highlight: 1) Apartments / Lessors Risk (Office Exposure – Real estate schedules that generate more than $100,000 in premium in the “better weather” states have been a good fit for us recently. We are interested in the properties that are built after 1980 and located in the western US for the most part. If it is large and we can write casualty… Read More »Business Insurance Market Update

Electronic Proof of Car Insurance

Have you ever got a ticket because you did’t have the proof your current insurance coverage (ID card) with you? Well, good news for residents of 7 U.S. states. As of today – August 6, 2012, 7 states have passed Electronic Proof of Insurance Laws. Alabama Arizona California Colorado Idaho Louisiana Minnesota Mississippi and Maryland have a version of these laws before their state Assemblies. A Great Step Forward for You These laws all make an electronic image of the paper copy of a Proof of Insurance card a legal proof of insurance.  Louisiania’s wording is typical… ” an image of… Read More »Electronic Proof of Car Insurance