Skip to content

Uncategorized

Valuables Insurance for College Students

When it comes to safeguarding your most cherished possessions, relying solely on a basic homeowners policy might leave you with gaps in coverage. Most homeowners insurance companies recognize this and offer enhanced protection options such as Basic Coverage, the Valuable Items Plus endorsement, and the Personal Articles Floater. By understanding the differences between these options, you can better determine which level of coverage aligns with your specific needs. Valuable Items Plus: Expanded Protection for Everyday Valuables The Valuable Items Plus endorsement builds upon a standard homeowners policy by extending coverage to personal items that might not be fully covered under… Read More »Valuables Insurance for College Students

Group Benefits

Group benefits are a type of employee benefit plan that is typically offered by employers to their employees. These plans are designed to provide coverage for various health and financial benefits, such as medical, dental, life insurance, and retirement savings, among others. The goal of group benefits is to provide employees with a comprehensive package of benefits that will help them to manage their health, protect their income, and plan for their future. One of the key advantages of group benefits is that they are typically more cost-effective than individual plans. This is because the employer negotiates rates with the… Read More »Group Benefits

Why Business Needs Bond

Getting the proper insurance coverage and licenses is just a start. To run a successful business, you’ll also likely need the right bonds. So, what are bonds for small businesses? Bonds guarantee that your small business will perform the agreed-upon services. Both insurance and bonds help protect your business from being part of the 40% of small businesses that fail after a disaster. For many small businesses, surety bonds are required and help protect third parties like customers. So, if you run a hair salon school and one of your students reports that they didn’t receive services after paying, they can file a claim… Read More »Why Business Needs Bond