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How to apply for the Restaurant Revitalization Fund

The Small Business Administration is accepting applications now. Your business could be eligible for up to $10 million in grant funding. As COVID-19 restrictions across the country begin to ease, restaurants, bars and foodservice businesses are finally starting to see signs of life after a devastating year. Food and beverage business owners will get some help with reopening from the $28.6 billion Restaurant Revitalization Fund (RRF).  Those who apply may be able to receive funding equal to their pandemic-related revenue loss up to $10 million per business, but no more than $5 million per physical location.  Grants can cover operational costs, including… Read More »How to apply for the Restaurant Revitalization Fund

Standard Flood Insurance Limitations

With the official start of the 2021 hurricane season rapidly approaching, flood insurance inquiries are surging in a red-hot real estate market. However, as many new and existing home and business owners gear up to shop for the policy that provides them the largest rate relief, it is imperative to understand the limitations of both standard NFIP flood insurance policies and many private flood insurance providers as well. Understanding these limitations and offering potential solutions to combatting out-of-pocket expenses will be key to retailers capitalizing on the flood insurance marketplace. Very few home/business owners realize their true flood risk, let… Read More »Standard Flood Insurance Limitations

What’s New with Employment Practices Liability

For the past 30 years, employment practices liability has tracked closely with changing social trends. Today, an employer’s risk of allegations by employees is heighted by both increased public intolerance for harassment and instant, worldwide distribution of news through social media. A Facebook post, Tweet or hashtag can quickly go viral, putting a company on the defense and creating potentially devastating consequences. EPL insurance is more important than ever in this environment. And it is incumbent on insurance professionals to understand the insurance marketplace so they can best help clients manage risk.

10 Surprising Things That Affect Your Home Insurance

Every homeowner hopes to never have to file a home insurance claim, but accidents do happen, and some factors increase the likelihood they will occur. Here are 10 surprising things that can affect the types of claims you might file and how much you pay for home insurance coverage. 1. Your Dog’s Breed Although your canine companion may be a much-loved member of your family, depending on its breed, you may have difficulty getting home insurance. Your homeowner insurance includes liability protection to help you if you are sued by someone whom your dog has bitten or attacked. However, many home insurance… Read More »10 Surprising Things That Affect Your Home Insurance

Why Did My Car Insurance Go Up

When calculating your car insurance quote, most auto insurers look at a number of factors that, through statistical modeling, help them determine how likely you are to have an accident or another type of claim. The factors, which can influence your car insurance policy rate, fall into three main categories: you, your car and how you drive.

A Comprehensive Guide to Branding for Small Business

Branding is an essential component of small business marketing, but its importance can sometimes be lost in the midst of all the other priorities of running a business. Factor in branding’s long-term outlook as well as the challenges of measuring its impact in the short run, and it can be tempting to leave it to the side for the moment while you address more pressing business concerns.

Happy Thanksgiving!

Thanks a billion! Thanks for helping us reach a huge milestone! We just had our greatest month ever for personal insurance inquiries. In November, we quoted over 1,000 applications – that’s a lot of zeros! Happy Thanksgiving!

Improve Ventures

Are you looking for an interim executives on demand? Improve Ventures delivers focused, metrics-driven acceleration in key business areas that are specifically required to move you to the next stage: Is your company ready to leapfrog to the next stage? Founders personal and collective stakes mapping Team skillset coverage Industry / Market product position Customer Development status Business roadmap Execution retrospective Tactical & strategic gaps Business metrics Product market fit and customer development leap Problem / Solution assumptions Market assumptions, competition foresight Business model, sales, unit economics Validation status and key findings Skillset coverage, access to customers Financial model assumptions… Read More »Improve Ventures

Commercial Property Insurance

Commercial property insurance is a key coverage for business owners, especially when running a home-based business. That’s because it provides more coverage than homeowners insurance. This type of commercial insurance helps protect your business and its physical assets. It can pay your repair or replacement costs if your business property gets damaged or destroyed from a fire, theft or other covered loss.