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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Bad Insurance News · Apr 12, 2013

2013 Hurricane Prediction

The Colorado State University team is predicting an above-average 2013 Atlantic basin hurricane season with 18 named storms and a 72 percent…Read more →
California · Apr 1, 2013

Northern California Business Owner Sentenced For Premium Fraud

A Northern California business owner has been sentenced for workers’ compensation insurance premium fraud and pay over $2 million in restitution to…Read more →
Alabama · Mar 27, 2013

Insurance for Alcohol and Drug Treatment Centers

Alcohol & Drug Rehabilitation facilities provide medical assistance and behavioral and nutritional counseling to individuals who are in need of substance abuse…Read more →
Coverage · Mar 27, 2013

Counterfeit Fire Sprinkler Heads

Underwriters Laboratory (UL) has notified distributors, contractors, regulatory agencies, fire departments, & jurisdictional authorities of recently discovered counterfeit sprinkler heads. The  thermal…Read more →
Homeowners · Mar 26, 2013

NC: Agreement Reached on Homeowners Insurance Rates

On March 5, Insurance Commissioner Wayne Goodwin signed a settlement agreement with homeowners insurance companies allowing an overall statewide average rate increase…Read more →
Coverage · Mar 25, 2013

Workers Comp. Requirements in North Carolina

Workers’ compensation insurance is required in all 50 states, and North Carolina law requires businesses with three or more employees to buy…Read more →
Additional Insured · Mar 19, 2013

Insurance for Personal Trainers and Fitness Studios from $150/yr.

Insurance for personal trainers and fitness studios is specifically designed to meet the unique insurance needs of Fitness Trainers, Group Fitness Instructors,…Read more →
Data Breach · Mar 7, 2013

What does a company really need to protect its reputation online

Experts agree that the most effective protection for a reputation is to consistently follow best practices in conducting business so that negative…Read more →
Admitted Insurance Company · Mar 6, 2013

What insurance do dental labs really need?

What insurance do labs really need? In this short article we provide answers to some of the most common insurance related questions.…Read more →
Assault Weapons Liability · Mar 1, 2013

Coming Soon: Assault Weapons Liability for Sellers and Owners

A 2005 federal law that protects gun makers and sellers from liability for crimes committed with their products. But Democratic Senate President…Read more →
Michigan · Feb 21, 2013

Michigan to Issue Driver’s Licenses to Illegal Immigrants

Illegal immigrants brought to the country as children can start applying for Michigan driver’s licenses and state IDs. Secretary of State Ruth…Read more →
Business Owners Package Policy · Feb 7, 2013

Insurance For Auto Dealers

We are happy to partner with an A rated admitted carrier to provide insurance for auto dealers including new and used franchised,…Read more →

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