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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

workers compensation · Apr 14, 2025

The Truth About Workers Comp – a Guide for Contractors

Workers’ Compensation insurance is essential in the trades, but many contractors misunderstand it. This post debunks 7 common myths to help business…Read more →
Audit · Feb 18, 2025

What to Do If Your Payroll Records Are Lost Before an Insurance Audit

If payroll records are lost before an insurance audit, employers should notify auditors, attempt to reconstruct data, and ensure compliance. Learn how…Read more →
Insurance Rates and Premium · Mar 29, 2024

The First Day Formula: Setting Up New Hires for Success

When it comes to applying for workers' compensation insurance, having a formal hiring and training procedure is not just a box to…Read more →
Travel Insurance · Feb 14, 2024

Sky High Efficiency: Essential Tips for Business Flyers

Discover six game-changing tips for business travelers, from TSA Pre-Check to smart transportation choices. Make your flying experience smoother, safer, and more…Read more →
workers compensation · Jan 31, 2024

Upcoming Tax Changes: A Guide for Small Businesses

Upcoming tax changes will significantly impact small businesses by 2025. Prepare for increased individual tax rates, reduced deductions, and altered credits. Proactive…Read more →
Small Business Insurance · Nov 25, 2019

Pros and Cons of Working from Home

Working from Home vs. Office: Who Gets More Done? Telecommuting, or working from home, is becoming a popular trend in the workforce.…Read more →
CGL Commercial General Liability · Apr 12, 2018

How to Conduct Reference Check Before Hiring New Employee

Before you sign a contract with a third-party logistics provider or even with a new cleaning service, you probably ask for some…Read more →
workers compensation · Oct 13, 2017

6 Great HR Apps for Small Business That You’ve Never Heard Of… 

Hiring, firing, delegating, supervising – these are challenges faced by every business owner as a business expands. People are a company’s most…Read more →
workers compensation · Jun 10, 2017

Workers Compensation Deadlines – All 50 States

If you have been injured at work, you need to be aware of the deadlines that apply to workers compensation claims in…Read more →
workers compensation · Jun 1, 2017

Prevent Slip-and-Fall Accidents from Tripping Up Your Business

Slip-and-fall accidents can hurt customers, cause big headaches for you and even land you in court. Customer slip-and-fall incidents account for about…Read more →
Certificate of Insurance · Apr 8, 2015

Contractor Insurance Requirements – A Primer

This article was originally published by AmWINS Group, Inc. It was edited and rewritten to simplify the content. To read the original…Read more →
workers compensation · Dec 22, 2014

Workers Compensation Rate Increase in California

We are seeing mostly rate increases and a lot of carriers filing to adopt the new California WCIRB Pure Premium Rate Filing…Read more →

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