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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
How to Navigate Insurance Challenges for School Districts in 2025
Educational institutions face evolving risks across property, casualty and cyber liability. Learn how to school districts should be covered for casulty, property,…Read more →
How to Choose the Right Restaurant Business Insurance
Restaurant insurance protects your business from unexpected costs like lawsuits, injuries, and property damage. Learn what coverage you need, how much it…Read more →
Why General Liability Isn’t Enough: The Importance of Professional Liability Insurance for Contractors
Why General Liability Coverage Alone Isn’t Enough When it comes to construction projects, General Liability insurance is essential but not always sufficient.…Read more →
What is DOL: Defense Outside of Limits in Business Insurance
"Defense outside the limits" is a term used in insurance that refers to the coverage provided by the insurer for expenses incurred…Read more →Additional Insured Form Comparison
See revised and updated version of this post here: https://www.paperless-insurance.com/additional-insured-form-comparison-2/ – revised on August 12, 2024. CG 20 10 (Edition 11/85): Ties Additional Insured…Read more →
Protecting Against Slips, Trips and Falls During Winter
While slip, trip and fall hazards are present year-round, there is an increased potential for them in the winter months due to…Read more →
Do I Need Liability Insurance for My Business If Customers Sign a Waiver?
This original post was published on 6/29/2021 and fully updated on 3/5/2024. Many business owners ask themselves do I need liability insurance…Read more →
Insurance for Manufacturers – 4 Common Claims
There are hundreds of thousand of small, medium and large manufacturing facilities operating in the United States today, and each one of…Read more →
Truck Brokers’ Contingent Liability
Designed to protect truck brokers in the event one of their contracted truckers has a coverage issue. Truck and freight brokerage operations…Read more →
Outdoor Dining Structures Could Put Restaurants at Risk
Hashiri/Facebook A brewery in Michigan recently opened several “craft beer shanties” where customers can be served outside while indoor dining is temporarily restricted statewide.…Read more →Learning Pods – Insurance Risks explained
As parents across the U.S. and Canada grapple with their children’s return to school amid a pandemic, “learning pods” have emerged as a potential solution to meeting kids’…Read more →Coronavirus – Does Your Insurance Cover You?
The disruption to business and everyday life caused by the coronavirus (COVID-19) pandemic is resulting in an economic impact for every business.…Read more →Make insurance the easiest thing on your to-do list.
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