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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Home Business · Sep 30, 2026

Don’t Skip This Before Getting Home Insurance: Check Your Electrical Panel

🚨 If you’re a homeowner or landlord planning to apply for home insurance or a landlord/lessor’s risk policy, take a moment to…Read more →
California · Feb 20, 2025

Defending Your Home from Wildfires: Affordable Ways to Lower Insurance Costs

Wildfires are a growing threat, but homeowners can protect their properties with ember-resistant vent covers, fire-resistant materials, and regular maintenance. Learn how…Read more →
Insurance Rates and Premium · Mar 29, 2024

The First Day Formula: Setting Up New Hires for Success

When it comes to applying for workers' compensation insurance, having a formal hiring and training procedure is not just a box to…Read more →
CGL Commercial General Liability · Jan 27, 2022

Protecting Against Slips, Trips and Falls During Winter

While slip, trip and fall hazards are present year-round, there is an increased potential for them in the winter months due to…Read more →
paperless advise · Nov 26, 2019

Your Guide to Hosting a Disaster-Free Gathering

Happy Thanksgiving! Great for anyone hosting Thanksgiving – Here are some tips to avoid common Thanksgiving disasters.Read more →
Philadelphia Insurance Company · Sep 18, 2019

5 Risks Every School Has

…and how to lower it. 1. Harassment and Bullying Spark More Lawsuits All school personnel should receive misconduct alertness training so they…Read more →
Building · Jan 12, 2018

Ordinance or Law Insurance Coverage

Generally, Ordinance or Law insurance coverage provides limited protection for costs associated with repairing, rebuilding, or constructing a structure when physical damage…Read more →
risk management · Nov 16, 2016

11 tips for effective workplace housekeeping

To some people, the word “housekeeping” calls to mind cleaning floors and surfaces, removing dust, and organizing clutter. But in a work…Read more →
risk · Oct 24, 2016

Be Safe for Halloween

Get your sidewalk neat before they trick-or-treat – Walk the path from the street to your door and clear anything that trick-or-treaters could…Read more →
CGL Commercial General Liability · Sep 23, 2016

Insurance for Multi-Family Real Estate

The real estate sector consists of many different types of premises-related accounts, including office buildings, shopping centers, malls, industrial warehouses, and apartments.…Read more →
Business Owners Package Policy · Jun 16, 2016

Potential Exposures for Construction Owners ​​​​​​​​​​​​​

As always with construction projects, it is important that owners of new developments understand insurance coverage to ensure that there is adequate…Read more →
Business Owners Package Policy · Apr 18, 2016

Optometrist and Optician Equipment Price Guide for Insurance

Setting up or upgrading an optometry office requires knowing the replacement costs of essential equipment. From exam room tools to retail fixtures,…Read more →

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