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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

CGL Commercial General Liability · Dec 8, 2020

Truck Brokers’ Contingent Liability

Designed to protect truck brokers in the event one of their contracted truckers has a coverage issue. Truck and freight brokerage operations…Read more →
CGL Commercial General Liability · Dec 3, 2020

Outdoor Dining Structures Could Put Restaurants at Risk

Hashiri/Facebook A brewery in Michigan recently opened several “craft beer shanties” where customers can be served outside while indoor dining is temporarily restricted statewide.…Read more →
Coverage · Nov 30, 2020

Insurance Impact of COVID-19 on Short-term Rentals and Transportation Network Platforms

The pandemic has had a profound impact on the hospitality and service industry. This also extends to aspects of the sharing economy,…Read more →
Coverage · Oct 22, 2020

Best Practices to Recognize & Avoid Cyber Threats

We regularly see the effects of cyber attacks on individuals and businesses, but we also see the value that preventive measures can…Read more →
CGL Commercial General Liability · Aug 27, 2020

Learning Pods – Insurance Risks explained

As parents across the U.S. and Canada grapple with their children’s return to school amid a pandemic, “learning pods” have emerged as a potential solution to meeting kids’…Read more →
Bad Insurance News · Mar 19, 2020

Coronavirus – Does Your Insurance Cover You?

The disruption to business and everyday life caused by the coronavirus (COVID-19) pandemic is resulting in an economic impact for every business.…Read more →
Building · Jan 12, 2018

Ordinance or Law Insurance Coverage

Generally, Ordinance or Law insurance coverage provides limited protection for costs associated with repairing, rebuilding, or constructing a structure when physical damage…Read more →
Coverage · Jun 15, 2017

Motorcycle Insurance Discounts

Start saving on Motorcycle Insurance Now! Get a Motorcycle Insurance Quote now: https://www.paperless-insurance.com/motorcycle-insurance-quote/ Motorcycle Safety Course Discount: 5% This discount is applied…Read more →
Business Owners Package Policy · Mar 1, 2016

How to Onboard and Train Employees into a Safety Culture

Once you attract and hire qualified job candidates to your open positions, having an onboarding and training process can help employees work…Read more →
Admitted Insurance Company · Feb 18, 2016

What is D-1 Disclosure Form in Insurance

Seeing the words “not licensed”, “insolvency” and “payment of claims may not be guaranteed” on an insurance policy can, understandably, cause concern…Read more →
CGL Commercial General Liability · Feb 2, 2015

Construction Defect Claims

Litigation over whether a Commercial General Liability insurance (CGL) policy provides coverage for faulty workmanship claims is rapidly evolving. Since 2012, six…Read more →
CGL Commercial General Liability · Dec 8, 2014

Insurance During the Course of Construction

This morning, downtown Los Angeles is on a massive fire. The apartment tower that was under construction is burnt down to ashes.…Read more →

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