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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

CGL Commercial General Liability · Aug 29, 2024

Why General Liability Isn’t Enough: The Importance of Professional Liability Insurance for Contractors

Why General Liability Coverage Alone Isn’t Enough When it comes to construction projects, General Liability insurance is essential but not always sufficient.…Read more →
Professional Liability / E&O · Mar 5, 2024

Navigating the World of Professional Liability Insurance for Modern Businesses

Explore the complexities of Miscellaneous Professional Liability insurance, essential for modern professionals in diverse fields. Understand the importance of tailored service definitions,…Read more →
CGL Commercial General Liability · Jan 25, 2023

What is DOL: Defense Outside of Limits in Business Insurance

"Defense outside the limits" is a term used in insurance that refers to the coverage provided by the insurer for expenses incurred…Read more →
E&O · Jan 25, 2023

What is FDD: First Dollar Defense on Professional Liability / Errors and Omissions Insurance

The fist dollar defense is a term used in E&O insurance. It means that the insurance company will cover the first dollar…Read more →
Professional Liability / E&O · Jan 18, 2023

All You Need to Know About Professional Liability Insurance

In this article, we will examine the complexities of miscellaneous professional liability policies and placements and how to obtain better coverages by…Read more →
CGL Commercial General Liability · Dec 8, 2020

Truck Brokers’ Contingent Liability

Designed to protect truck brokers in the event one of their contracted truckers has a coverage issue. Truck and freight brokerage operations…Read more →
Professional Liability / E&O · Feb 3, 2020

Professional Insurance for Cannabis Sector

The legal cannabis industry is one of the fastest-growing sectors in the United States. Already worth over $10 billion in annual sales,…Read more →
Professional Liability / E&O · Aug 26, 2018

6 Questions to Ask Before You Buy into the Next Big Tech Thing for Your Small Business

In the small tech world, it seems like there’s always some software, hardware, service, or gadget that is claiming to be The…Read more →
Business Owners Package Policy · May 15, 2018

Difference Between General and Professional Liability

The terms general and professional liability insurance are often confused. General liability helps cover the costs of damages and lawsuits if your business is…Read more →
Directors and Officers · Nov 20, 2015

Professional Lines and TRIA: Surprising Coverage Triggers

Terrorism Insurance Coverage Triggers London Insurance MarketplaceWith the recent renewal of the Terrorism Risk Insurance Act (TRIA), it seemed like a good…Read more →
Data Breach · Jan 30, 2015

Risks Related to Bring Your Own Device (BYOD)

At one time, people scoffed at the idea of a personal computer in every home. Today, we not only have high-speed Internet…Read more →
CGL Commercial General Liability · Mar 13, 2014

Professional Liability Exposures for Home Care Business

Imagine yourself as one of the more than 10,000 Baby Boomers turning 65 every day. Now imagine having to choose between a…Read more →

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