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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Business Owners Package Policy · Nov 18, 2012

Ensure Your Inventory is On Time

1. Perfect your plan Every savvy shopper has a plan for buying the perfect gifts. Do you have a plan for making…Read more →
Coverage · Nov 13, 2012

Smart Hiring Practices

In preparation for the holiday shopping season, you may find yourself in need of hiring additional staff.  A poor hiring decision can create…Read more →
Claims · Nov 6, 2012

Identity Theft Risks After an Auto Accident

Each year, millions of Americans become victims of a car crash that causes mess on their day (and often their body and…Read more →
Coverage · Oct 26, 2012

Accountants Professional Liability Policy

An accountant created a financial statement for a client in which a miscalculation resulted in a $1.2M understatement. The cost to have…Read more →
Commerical Auto · Oct 25, 2012

Booster Seats Safety Improved in 2012

Fifteen of 17 booster seats introduced in 2012 earn the top rating of BEST BET from the Insurance Institute for Highway Safety,…Read more →
Coverage · Oct 13, 2012

How to Protect Against Identity Theft in College

By Menachem Wecker In interviews ahead of National Cyber Security Awareness Month, which runs through the end of October, cyber security experts—both…Read more →
Coverage · Oct 10, 2012

How to Reduce False Alarm Alert

What is a false alarm? A false alarm is when law enforcement finds no evidence of a criminal act or evidence of…Read more →
Data Breach · Oct 6, 2012

How to respond to fraud with my Facebook account

Step 1: secure your account. Choose a password that is the same strength as one you would choose for online banking (but…Read more →
Bad Insurance News · Oct 4, 2012

The Danger of Distracted Walking

Okay, we have said enough about the distracted driving. The cell phone use laws being adopted by the U.S. states are describing how and…Read more →
Massachusetts · Oct 3, 2012

Study lists top 10 consumer criticisms of insurance companies

For P&C, the top 10 criticisms are: Failure to acknowledge, to pay, or deny claims within specified time frames Using unapproved forms,…Read more →
Alabama · Oct 1, 2012

Protection for Water and Sewer Districts

Serving the public is a serious, round-the-clock responsibility. It’s your job to protect, plan for, and serve the needs of your community as…Read more →
Cyber Liability · Sep 28, 2012

Enhanced Cyber Coverage

Did you know that the average organizational cost for data breach in 2011 was $5.5 million and the average cost per compromised…Read more →

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