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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
Rising Cost of Homeowners Insurance
The cost of homeowners insurance claims has been rising rapidly because of the combined effects of rising claim severity and increases in…Read more →CGL Independent Contractor Exclusion
Many insurance policies include the following standard provision: “This insurance does not apply to bodily injury, property damage, personal injury, advertising injury,…Read more →Non-Driving Insurance Factors Questioned
Consumers do not think it is fair for auto insurers to use level of education, occupation and lack of previous insurance in…Read more →What Every Business Owner Should Know About Credit Card Protections
Protecting Against Consumer Identify Theft The use of credit and debit cards and electronic payments has become a way of life for…Read more →Reduce the Chances of Dog Biting
With dog bite claims accounting for over one-third of all homeowners insurance liability claim dollars in 2011, we remind dog owners to…Read more →Top 10 Car Technologies
According to researchers at The Hartford and MIT, smart headlights, emergency response systems and reverse monitoring features rank highest in car technologies.…Read more →How to Reduce Liability When Selecting Subcontractors
General contractors and/or prime contractors are designated “controlling employers” in the Occupational Safety and Health Administration (OSHA) construction standard. Controlling employers are…Read more →Avoiding Liability on Your Website
The Internet provides a rich environment for creative communication. Used with care, it can assist in increasing product safety. But in their…Read more →California Signs Electronic Proof Of Insurance Bill
Yes! It happens right now. We witness a great moment of the history! Gov. Jerry Brown made California the seventh state in…Read more →Vote for Pet Insurance Claims of the Year
Here are the 12 unusual claims nominated for the 2012 Hambone Award: July 2011 – Ginger the golden retriever (Rocky Hill, Conn.).…Read more →How to Ease the Insurance Claims Process
Here are some simple things you and your loved ones can do now to ease the insurance claims process should you suffer…Read more →Increases for Liability Insurance for Construction Firms
The commercial general liability market for the U.S. construction industry continues to firm with underwriters seeking rate increases of up to 15…Read more →Make insurance the easiest thing on your to-do list.
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