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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

California · Aug 4, 2012

What “Sunset clauses” in Insurance Policy Means?

The idea of limiting the reporting period for claims is old and relatively self-explanatory. You, as insured have a limited period in…Read more →
Coverage · Jul 31, 2012

CarFax Vehicle History Data Use in Insurance

Carfax Inc. reported that federal officials have approved its patent applications for its auto insurance underwriting and rating system based on vehicle…Read more →
Jul 26, 2012

My Friends’ Weather with Travelers Insurance Company

The Weather Channel and Travelers announced that they are partnering to launch “My Friends’ Weather,” the first Facebook Open Graph application on…Read more →
Admitted Insurance Company · Jul 24, 2012

Earthquake Deductible Buyback in California

A few facts about earthquake insurance: Fact I:  Most residential insurance policies do not cover earthquake damage – a separate earthquake policy…Read more →
Longshoreman and Harbor Coverage · Jul 20, 2012

Longshoreman and Harbor Coverage

Are you involved in operations that are subject to the U.S. Longshore and Harbor Workers’ Compensation Act? This act, administered by the…Read more →
Commerical Auto · Jul 19, 2012

Progressive Expands Commercial Auto Offerings, Introduces New Coverage

Progressive Insurance has expanded its commercial auto product with updated offerings and programs. The latest commercial package brings more coverage options and…Read more →
Travelers Insurance Company · Jul 16, 2012

Travelers Risk Control 2012

Do you know that the two fundamental aspects of managing business risks include preparing for emergencies that might lead to business interruptions…Read more →
Business Owners Package Policy · Jul 10, 2012

Insurance for Adult Day Care Center

Paperless’ Health & Human Services Insurance Program includes coverages that are specifically designed to protect the unique needs of professional Adult Day…Read more →
Business Owners Package Policy · Jul 6, 2012

Small Business Safety Tips: Business Property

Possible accidents: Fire occurs due to outdated or old wiring damaging both the building your business owns and some of your equipment…Read more →
Jul 3, 2012

Happy 4TH of July!

G-d, Bless America! Celebrate! Be safe!Read more →
California · Jul 2, 2012

Laws Regarding the Recording of Phone Calls

Many businesses and other organizations record their phone calls so that they can document business transactions, train their employees, and improve customer…Read more →
Good Insurance News · Jun 29, 2012

Text Alert System Warns Users about Disasters

Wireless carriers and the federal government are launching a system to automatically warn people of dangerous weather and other emergencies via a…Read more →

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