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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
Small Business Cybersecurity: 6 Steps to Reduce Risk
If your business computers stopped working tomorrow, could you still serve customers, access records, and pay employees? A cyberattack can interrupt all…Read more →SAM, Assault & Battery, and Active Assailant Coverage
Halloween is the season for things hiding in the shadows. Your insurance policy shouldn’t be one of them. Here’s one many owners…Read more →Don’t Skip This Before Getting Home Insurance: Check Your Electrical Panel
🚨 If you’re a homeowner or landlord planning to apply for home insurance or a landlord/lessor’s risk policy, take a moment to…Read more →Happy Birthday, Unites States of America!
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Why Nonprofits Need Sexual Abuse & Molestation Insurance
Many nonprofits work closely with children, youth, seniors, individuals with disabilities, and other vulnerable populations. While these organizations strive to create safe…Read more →
The Truth About SAM Endorsements vs Standalone Policies
Not all SAM coverage is created equal. Learn the key differences between endorsements and standalone policies, spot hidden exclusions, and use a…Read more →Happy Thanksgiving!
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Abuse and Molestation Coverage Limitations You Must Know
Currently, there are just a few insurance companies that offer SAM insurance in the U.S. Oftentimes, the coverage can be expensive and…Read more →
California Insurers Add New Fee After FAIR Plan Assessment Surcharge
After the 2025 wildfires, California insurers are adding a surcharge to property policies to recover FAIR Plan costs. Travelers will start charging…Read more →
What is SAM Insurance? Sexual Abuse & Molestation Coverage
Discover what SAM insurance is, how it protects against abuse claims, costs, and why clear SAM coverage is essential for your organization.Read more →
New Wage Transparency Laws and Insurance. What Employers Must Know
Wage transparency laws are expanding in 2025, requiring employers to disclose pay ranges. These changes bring legal risks and insurance concerns, making…Read more →
How to Navigate Insurance Challenges for School Districts in 2025
Educational institutions face evolving risks across property, casualty and cyber liability. Learn how to school districts should be covered for casulty, property,…Read more →Make insurance the easiest thing on your to-do list.
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