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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Florida · May 10, 2012

Hurricane Shelter Plan

The creation of new public faculties across Florida has contributed to a significant increase in the number of storm shelter spaces, according…Read more →
May 10, 2012

Boat Propulsion Systems Coverage

Progressive Insurance has introduced a new coverage for boaters that offers more complete protection of their propulsion systems. The coverage is called…Read more →
San Francisco · May 8, 2012

Health Care Spending Law in San Francisco

Under the 2006 law, employers with 100 or more employees are required to spend $2.20 per hour per covered employee on health…Read more →
May 8, 2012

Florida Revises Workers’ Comp Certificates, Excess Profits, Premium Audit Laws

Florida’s governor has signed workers’ compensation legislation streamlining the workers’ compensation certificate process, eliminating mandatory premium audits, and discontinuing refunds for insurers…Read more →
Coverage · May 8, 2012

Customer of Size Policy

A woman suing Southwest Airlines Co. over its policy regarding overweight passengers says she’s not interested in the airline’s money. Back in…Read more →
Cargo · May 7, 2012

Moving Scams in Texas

Texas officials say that illegal moving companies are operating statewide, putting consumers at risk for losing their belongings or paying a ransom…Read more →
California · May 3, 2012

April Bound Accounts

CALIFORNIA – Lessors Risk Package- Apartments and mercantile, Total premium $15,522.45 – Vacant building- squeaked under the x renewal price. $9,000 –…Read more →
Homeowners · May 2, 2012

Paranormal Activity Insurance Coverage

One of the biggest stories in Toms River, N.J., in recent weeks involved an alleged haunted house in the neighborhood. According to…Read more →
Building · May 1, 2012

Risk Control: Fire Safety Plan

Introduction The development of a Fire Safety Plan (hereinafter referred to as the “Plan”) will help ensure the optimum use fire prevention…Read more →
Ergonomics · Apr 26, 2012

Good Laptop Ergonomics

You see them everywhere carrying their laptops. They are businesses’ “Road Warriors” with offices-on-the-go.  These offices on-the-go are allowing people to work…Read more →
D&O · Apr 24, 2012

LOSS CONTROL & BACKGROUND CHECKS

     Inadequate due diligence and negligent hiring practices in the home health sector harms not only an organization, but its patients,…Read more →
Insurance Coverage · Apr 23, 2012

New Insurance Markets

OneBeacon forms group to focus on small to medium commercial business – OBPG will write business through select managing general agents, managing…Read more →

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