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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Additional Insured · Mar 28, 2012

Risk Transfer: Managing 3rd Party Relationships

Introduction: Case Scenarios – A painter’s scaffold collapses resulting in severe injury to the painter and a pedestrian. The painter had no…Read more →
Admitted Insurance Company · Mar 28, 2012

Renters Insurance Quotes

Protect your belongings for as little as 57 cents a day Chances are your landlord’s insurance won’t cover your personal property if there’s…Read more →
Additional Insured · Mar 22, 2012

Purchase Order is Not Formal Contract

How many times, we as insurance agents, process requests to add additional insured to the policy of our client? At least several…Read more →
California · Mar 22, 2012

Electric Highway On Its Way

The stretch of 160 miles of Interstate 5 served by eight stations marks the next big step in developing an infrastructure that…Read more →
Commerical Auto · Mar 22, 2012

Texting While Driving Now Banned in Idaho

At least 35 states and Washington, D.C., ban text messaging by drivers, but efforts to toughen the law in Idaho has struggled…Read more →
CGL Commercial General Liability · Mar 22, 2012

Our March Success List

NEW YORK – Restaurant Supply Store – Metal Goods Manufacturing for Restaurants/Bars/Hotels – Very large slip and fall loss 2 yrs prior…Read more →
Claims · Mar 16, 2012

Trademark Infringement Claims in 2011

Shaun McParland Baldwin with www.insurancelawforum.com posted an interesting article describing how past year intellectual property claims were ruled by various courts and whether those claims were covered under…Read more →
Indiana · Mar 16, 2012

Contractor Fraud Bills Passed in IN, NE, and SD

The Indiana and Nebraska legislatures recently passed much needed legislation that could help protect homeowners from contractor fraud and abuse, according to…Read more →
Alaska · Mar 16, 2012

Alaska to Ban Cellphones Use While Driving

A divided House committee has advanced a bill that would prohibit teens from talking on the phone while driving. Anchorage Democratic Rep. Berta…Read more →
Hawaii · Mar 16, 2012

Another Reason to Move to Hawaii

Hawaii is adding more money to an electric vehicle rebate program and extending the deadline for the rebates. State officials said Tuesday…Read more →
Claims · Mar 13, 2012

“Super Losses” of Healthcare Sector

The overall cost and frequency of so called $50 million plus “super losses” in the U.S. healthcare insurance sector are on the…Read more →
Claims · Mar 13, 2012

Most Cargo Theft Risk Countries

Mexico, Brazil and South Africa are most at risk for cargo theft, FreightWatch International (USA) Inc. said Monday in a report. Total…Read more →

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