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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Cloud Computing · Jan 30, 2013

The Next Insurance Storm is in The Cloud

Interesting article about cyber liability insurance and exposures on National Insurance Law Forum: The highest profile cyber incidents – such as major…Read more →
Business Owners Package Policy · Jan 28, 2013

California Relaxes Laws so Entrepreneurs Can Sell Homemade Food

AB 1616 or the California Homemade Food Law relaxes the rules around community-based food production in private kitchens, provided certain regulations are met.…Read more →
Business Owners Package Policy · Jan 22, 2013

Technology E&O coverage

Computer Related Services. Miscellaneous E&O. $500 Minimum Premium. Classes We Consider: Data Processing Help Desk Services Network Management Services Software Development Systems Integrators Web…Read more →
Electric · Jan 17, 2013

Loss Control: Electrical Power Strips

The problem: With today’s heavy use of electrical devices, it is quite common to run short of electrical outlets in the office,…Read more →
social · Jan 3, 2013

One Person, One Focus

Studies done by psychologists have discovered that the human race isn’t built to multi-task (surprise, surprise!). The human brain is designed to…Read more →
Dec 20, 2012

Mobile Application for Suing

If you don’t think you can be sued – think again. And think hard. I have just come across an application that allows one…Read more →
CNA · Dec 13, 2012

Best upgrades Hiscox issuer credit rating

A.M. Best Europe-Rating Services Ltd. has upgraded its issuer credit rating to a+ from a for several units of Hiscox. Citing the…Read more →
Coverage · Dec 7, 2012

Traveling Tips for the Holiday Season

The holiday season is probably one of the busiest for the majority of us, for many reasons. Add any holiday travel plans…Read more →
Coverage · Dec 7, 2012

The Growing Problem of Medical Identity Theft

The growing problem of medical identity theft and the havoc it wreaks with its victims is highlighted in a recent Bloomberg article.…Read more →
Dec 6, 2012

Insurer not obligated to defend in false marketing suit

A federal appeals court affirmed that a sporting goods company’s costs in an underlying false marketing lawsuit are excluded from personal and…Read more →
risk · Dec 5, 2012

More Workers Claiming Job Discrimination Over Language, Accents

More people in the workforce are claiming discrimination over their English-speaking ability or foreign accents, according to federal officials. Workplace discrimination complaints…Read more →
Coverage · Nov 26, 2012

U.S. Releases New Health Insurance Reform Rules

The U.S. administration proposed new health insurance rules aimed at ending discrimination against the sick and guaranteeing minimum benefits for millions of…Read more →

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