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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Coverage · Jul 10, 2013

Travelers Introduces TravPay

TravPay: is a pay-as-you-go solution for your business to link your payroll directly to your workers compensation premiums, eliminating the guesswork of…Read more →
Ocean Marine · Jul 10, 2013

Confident that your ocean cargo exposures are covered

At Paperless we have partnered up with leading insurance companies to provide extensive ocean cargo coverage for importers and exporters. With automatic…Read more →
California · Jun 14, 2013

Faulty Workmanship Coverage Endorsement

What is the Faulty Workmanship Coverage Endorsement? Contractors Faulty Workmanship Coverage is a new and unique endorsement that provides a $10,000 limit…Read more →
California · Jun 11, 2013

Private Choice Ovation – Comprehensive Insurance Protection

Today’s complex economic, regulatory and legal climate leaves little margin for error in running a business. Do you have the necessary comprehensive insurance…Read more →
D&O · May 31, 2013

FEMA National Preparedness Report 2013

Presidential Policy Directive 8: National Preparedness, requires an annual National Preparedness Report (NPR) that summarizes national progress in building, sustaining and delivering…Read more →
Home Business · May 2, 2013

Does Home Insurance Cover Fallen Trees?

Damage to your own or neighbors home resulting from a fallen tree most likely will be covered by homeowners (HO) policy. If…Read more →
Home Business · May 2, 2013

What Insurance Do I Need For A Home Business?

The provision of your homeowners policy that covers business pursuits is applicable only when your main office is away from your home and you…Read more →
AIG · Apr 23, 2013

Patient Safety is Top Concern for Hospital Leaders

The lack of teamwork combined with a negative culture and poor communication in hospitals today presents a barrier when it comes to…Read more →
Insurance claim or case example · Apr 22, 2013

Expired insurance = no coverage

An insurance company does not have to cover a Rapid City woman for a crash because her policy expired 12 hours before…Read more →
Commerical Auto · Apr 20, 2013

No-Fault Auto Insurance Reform

According to a recent statewide poll commissioned by the Coalition for Auto Insurance Reform (CAIR), an overwhelming number of Michigan voters believe…Read more →
Coverage · Apr 18, 2013

Important Federal Fines Coverage for your Nonprofit Social Service Organizations

The Nonprofit D&O Liability Program includes Coverage for Specific Federal Fines and Penalties. A common exposure that social service organizations face that…Read more →
Claims · Apr 16, 2013

100-Car Naturalistic Driving

A 100-car “naturalistic” driving study conducted by the Virginia Tech Transportation Institute (VTTI) says that fatigue is a cause of 20% of…Read more →

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