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New Underwriting Requirements for Technology Errors and Omissions Insurance Coverage through Travelers Insurance Company

Select Accounts and Global Technology have a close working relationship to provide competitive products and services for Select’s technology customers. With Select’s Master PacSM product and coverage offerings combined with Global Technology’s CyberFirst® E&O Liability product, coverage may be specifically tailored for today’s high tech companies. Select Accounts recently reviewed Master Pac business with an associated Technology CyberFirst E&O policy to determine the proper eligibility to maximize Select Accounts Technology E&O writings. As a result of the review, it has been determined that the best opportunity to write CyberFirst E&O coverage for Select business is when the account has at… Read More »New Underwriting Requirements for Technology Errors and Omissions Insurance Coverage through Travelers Insurance Company

New Auto Insurance Coverage for Hybrid Autos

Recently Hartford introduced Hybrid Payment Coverage – If a non-hybrid auto is a total loss, and if replaced by a hybrid auto, The Hartford will pay an additional 10% of the actual cash value, up to a maximum of $2,500. The damaged vehicle must be replaced within 60 days to qualify for the hybrid payment. Electronic Equipment Coverage – provides coverage for installed electronic equipment that is: – Permanently installed and powered by the vehicle’s electrical system – Necessary for the normal operations or monitoring of operating systems – Used to transmit or receive audio, visual or data signals. Rush… Read More »New Auto Insurance Coverage for Hybrid Autos

Four Facts About Speeding

Exceeding posted speed limits accounts for nearly one-third of all fatal car crashes. Next time you are rushing to get somewhere and find yourself speeding, consider the following facts from the National Highway Traffic Safety Administration (NHTSA): Don’t Let Low Traffic Fool You: Speeding-related fatalities are twice as likely to happen in rural areas as they are on urban streets. In fact, only 12 percent of speeding-related fatalities occur on Interstate highways. Ten Miles Per Hour Makes a Difference: The probability of death or a debilitating injury doubles for every additional 10 mph when a vehicle is traveling 50 mph… Read More »Four Facts About Speeding

Railroad Protective Liability Insurance

Project specific coverage that Contractors must purchase to hold Railroad harmless for injury or damage arising out of the contractor’s work on or within 50 feet of Railroad. We offer easy 24/7 online quotes for this key coverage: • Issued on admitted paper • Typical limits are $2/6 million and $5/10 million (higher limits available) • Fast, accurate policy issuance • Multi-year policies available • Competitive new pricing Click on the link to your left to request a formal quote now.

What to do After Car Accident

Five Steps to Take After an Accident If you’re ever in an accident, it’s easy to forget what to do right away. Follow these five steps to ensure the safety of you, your passengers and everyone else involved: 1. Call the Police. Even for small accidents, call 911. Police will help redirect traffic and document the incident. 2. Avoid Additional Damage. Move your car from the roadway as soon as possible to prevent additional collisions. 3. Get the Right Information for the Insurance Process. You’ll need the other driver’s name, license, phone number, insurance information and license plate number. 4. Document the Accident. From… Read More »What to do After Car Accident

Data Breach Coverage For Small Businesses

While data breaches at large companies continue to dominate the headlines, breaches involving smaller businesses are also on the rise. According to a 2011 report from Verizon Business of more than 760 data breaches analyzed in 2010, nearly two-thirds involved businesses with fewer than 100 employees. The Hartford has expanded its portfolio of cyber risk coverage with data breach protection designed specifically for smaller businesses. Get a quote now The Hartford’s data breach offering is available as an endorsement to the company’s Spectrum business owner’s policy. It provides coverage for expenses and legal liability resulting from a data breach. It… Read More »Data Breach Coverage For Small Businesses

Car Dealer Title Washing Scheme

A federal jury in Texas has convicted a car dealer from Rowlett for ‘title washing,’ a fraudulent process through which a vehicle’s title is corruptly altered to conceal information that should normally be contained on the title, such as a previous salvaged title or a financial lienholder. Instant insurance quotes for car dealers A vehicle that has a ‘certificate of destruction,’ ‘non-repairable’ history or ‘parts only’ history can only be utilized for parts or scrap metal, and can never receive a clean title. U.S. Attorney John E. Murphy announced that 49-year-old car dealer Jerry Edward Weaver was found guilty for… Read More »Car Dealer Title Washing Scheme

Insurance for building

Travelers offers affordable protection for Building Owners. In addition to our Core coverages Building Owners Endorsement a valuable addition to any Building Owners Policy is offered.  With the addition Building Owners Endorsement you receive the following protection: • Debris Removal: Increased to $50,000 • Lessor’s Leasehold Interest Coverage: Up to $25,000 • Tenant Move Back Expense:  Increased to $100,000 per premises/$250,000 in any on occurrence • Utility Services Direct Damage: Up to $10,000 • Ordinance or Law: Increased to $100,000 per premises/$250,000 in any one occurrence • Ordinance or Law: Increased Period of Restoration – Increased by $50,000 Get instant insurance Quote now from us today and… Read More »Insurance for building

Remote Work and Telecommuting Liability Exposures

Remote work arrangements, including telecommuting and working from satellite offices, have increased at nearly one-third of U.S. companies, according to a survey of chief financial officers released Wednesday. • Keep remote workers informed on the latest news from their departments and the company using regular calls and in-person meetings in addition to email. • Ensure that off-site employees have the necessary resources, including appropriate network access. • Establish expectations and guidelines at the beginning, and monitor the arrangement and adjust as necessary. • Establish and follow appropriate security protocols. • Include remote workers in team activities and recognize their accomplishments… Read More »Remote Work and Telecommuting Liability Exposures

When your Employees Covered under USL&H

The U.S. Longshore and Harbor Workers’ Act covers “employees,” defined as “any person engaged in maritime employment, including any longshoreman or other person engaged in longshoring operations, and any harbor-worker including a ship repairman, shipbuilder, and ship-breaker,” exempting some specific jobs. 33 U.S.C. § 902(3). The original Longshore Act only covered injuries occurring on the navigable waters of the United States to individuals working for a “maritime employer.” While the term “maritime employer” continues to have great currency in case law, qualifying as such is not an explicit requirement for coverage. Instead, the Act refers to an “employer,” defined as… Read More »When your Employees Covered under USL&H