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Fraud in Self-Insured Restaurant Group

The California Restaurant Mutual Benefit Corp., that provides insurance to Jack in the Box franchise fight against workers’ compensation fraud. An employee claiming stress injury in connection with a robbery was investigated after a suspicious behavior caught on security camera at one of the chain’s fast food restaurant. In the end of this saga, the suspect and boyfriend were arrested on a grand theft and insurance fraud charge. Paperless comment: it is in your best interest to install and maintain security cameras, with prolong 24/7 recording. Some vendors even offer unlimited online storage for your video.

Changing Medicare Eligibility from 65 to 67

aising the Medicare eligibility age to 67 from 65 would save the federal government nearly $125 billion over 10 years and may be considered by a congressional committee charged with finding ways to reduce the massive deficit, according to a congressional document. But such change would mean a significant shift to employer plans of retirees’ health care costs now covered by Medicare. For example, a higher Medicare-eligibility age likely would result in more employees delaying their retirement, with those employees remaining longer as enrollees in their employer-sponsored plans.

What do you mean they are not?

California Supreme Court to decide if insurance adjusters should get overtime pay. The California Supreme Court will hear arguments Oct. 3 in a case that centers on whether California claims adjusters are entitled to overtime pay. A California appellate court in 2007 overturned a trial court decision and ruled in Francis Harris et al. vs. Superior Court of Los Angeles County and Liberty Mutual Insurance Co. that a class of adjusters who filed suit against Liberty Mutual and Golden Eagle Insurance Co. were not exempt from overtime compensation requirements under California law.

Tips for Driving Safely With Children

– Young Children When children have outgrown a convertible safety seat, they should use a booster seat until they are 10 years old. Even when young children are tall enough to use an adult seat belt, they should ride in the backseat until they are 13 years old. – Toddlers Keep toddlers in a rear-facing, convertible safety seat for as long as possible. When the child outgrows the safety seat, toddlers should sit in a forward-facing safety seat complete with a full harness. – Infants Always drive with infants in a rear-facing safety seat. Once a child exceeds the manufacturer’s… Read More »Tips for Driving Safely With Children

Customer Satisfaction with Home Insurers

Customer satisfaction with homeowners insurance companies this year is up from 2010, but still remains below levels achieved in 2009. Overall satisfaction with homeowners insurance companies averages 769 in 2011—improving by 19 points from 2010, according to the J.D. Power and Associates 2011 U.S. National Homeowners Insurance Study. The study examines five factors: – policy offerings; – price; – billing and payment; – interaction; – claims. While satisfaction has improved in all five factors from 2010, the greatest gain occurs in the interaction factor. Want to get a quote for your Homeowners’ Insurance? Visit our website or call 877-239-0067.

Specialty Liability Coverage for the Herbal, Botanical and Vitamin Industry

General Star has launched a delegated authority platform to distribute its NutraAdvantageproduct nationwide. Wholesale broker Worldwide Facilities, Inc., Los Angeles, Calif., has been appointed as the sole producer for this binding authority arrangement. Created by General Star in November 2007, NutraAdvantage provides specialty liability coverage for the herbal, botanical and vitamin industry. It is available on a non-admitted basis in all states by General Star Indemnity Co. or General Star National Insurance Co. Both companies are rated A++ A.M. Best Co. and carry an AA+ Insurance Financial Strength Rating from Standard & Poor’s Corp. The NutraAdvantage policy includes a hybrid… Read More »Specialty Liability Coverage for the Herbal, Botanical and Vitamin Industry

Wrongful Termination of Desperate Housewife

Desperate Housewives is about to enter its 8th season. While we wait for the last broadcast of this show, interesting development has caught our attention. Each season we, appreciative audience, witness storms of passion, violent behavior, cheating spouses and multiple murders within Visteria Lane neighborhood. Ever wonder what happens to the characters killed in the show? Edie Britt, embodied by actress Nicollette Sheridan was killed at the end of season 5, yet she is about to rise from dead. According to Insurance Journal “actress says she was wrongfully fired for complaining that “Housewives” creator and executive producer Marc Cherry struck her during a… Read More »Wrongful Termination of Desperate Housewife

Can Employer Pass Workers Comp. Cost to Employees?

Employers cannot pass their workers compensation premium expenses on to employees, Massachusetts’ Supreme Court ruled Wednesday, Aug 31, 2011. The ruling in Pius Awuah et al. vs. Coverall North America Inc. followed a federal judge’s finding that Coverall misclassified actual employees as independent contractors. The judge then posed several questions to Massachusetts’ Supreme Court. Among other matters, he asked the state high court to determine whether state law allows an employer and an employee to agree that the employee will pay workers comp insurance costs. According to court records, Coverall entered into franchise agreements with individuals to provide commercial janitorial… Read More »Can Employer Pass Workers Comp. Cost to Employees?

Workers Comp Fraud With Check Cashing Firms

Florida officials, law enforcement officers and trade groups are working to stop check cashing companies from aiding workers’ compensation fraud in the construction industry. Officials are to investigate the role of check cashing companies in order to develop a legislative recommendations for the next year sessions. According to the officials, schemes involve individuals who set up fake companies that apply for a workers comp. policy. Subcontractors then pay the shell company to use the policy and obtain a certificate of insurance to show general contractors they have insurance. Once the job is completed, the general contractor then writes a check to… Read More »Workers Comp Fraud With Check Cashing Firms