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Public Servant Wins Compensation Over Work Trip Sex Injury

An Australian public worker has won the workers comp. claim hearing, for the injury she got having sex in a motel during the business trip, according to ABC News. Now the federal government should pay not only the money spent on her treatment, but also cover the legal costs. The woman, whose name was not released, sued her employer back in 2007,  for the denied workers compensation claim for the injury done by a glass light fixture that fell off the wall above a bed as she was having sex. In addition, as she said later, after the injury she… Read More »Public Servant Wins Compensation Over Work Trip Sex Injury

Accountants Professional Liability Insurance

Paperless Insurance provides comprehensive Accountants Professional Liability (APL) Just complete a short application online at  and receive a formal quote the same or next day. Minimum premium $300/yr. Insurance for small and midsize local and regional firms at competitive premiums and with “A+” rated carriers Standard Coverage: • Extended Reported Period (EPR) includes options for death, disability and/or retirement • Broad Innocent Insured provision • 50% deductible credit for use of mediation or nonbinding arbitration • 10% additional limit for claims expense (up to $100,000 maximum) • State licensing board proceeding expe coverage • Loss of earnings coverage • Subpoena… Read More »Accountants Professional Liability Insurance

Zurich Insurance launches apps for risk managers

Zurich Insurance Co. Ltd. has launched two apps for risk managers, the insurer announced Wednesday at Risk & Insurance Management Society Inc.’s Annual Conference and Exhibition in Philadelphia. The Zurich Risk Room app is a limited version of the larger risk modeling software Zurich offers clients. The app shows scenarios for natural catastrophe and disaster management, supply chain disruption, regulatory imbalances, social value of insurance and economic value of insurance. Each has 10 to 12 preselected risks offering a comparison of different countries’ stability as well as modeling the interconnection among risks. New risks and scenarios will be added as… Read More »Zurich Insurance launches apps for risk managers

Travelers Introduces Express Pay

We are excited to announce the availability of Travelers Express Pay, an additional payment alternative for Business Insurance Direct Bill customers, coming on Monday, April 16th. Travelers Express Pay provides a convenient one-time online payment option for you. A one-time payment can be made by simply providing a policy/account number and zip code through the online tool. The entire transaction can be completed in 4 easy steps! 1. Enter the policy Account Number or Policy Number and the billing address zip code 2. Choose or enter the amount to be paid 3. Enter the insured’s payment information from your checking/savings account 4. Hit the ‘Agree’… Read More »Travelers Introduces Express Pay

Airport-related Property Risks Insurance

We are working with the industry leaders in  insuring airport-related property risks. We understand this industry and its many unique exposures: hangars, airport buildings, specialized mobile equipment and unique business interruption exposures. We are dedicated to providing the specialized coverages needed to address your unique airport needs, including: • Property • Inland marine • Ocean marine • Boiler and machinery • Auto Standard Coverage Includes: Special “Deluxe” Policy Form 100% Replacement Cost Coverage Flood Coverage Extra Expense Newly Acquired Property Co-Insurance Waived Back-up of Sewers & Drains Debris Removal Fine Arts Fire Department Service Charge Pollutant Clean-Up Theft Damage Accounts Receivable Valuable Papers… Read More »Airport-related Property Risks Insurance

Tax Time Tips

With taxes due soon and the IRS’ deadline looming, many consumers are scrambling to get their taxes filed in time. Scammers are also busy this time of year so it’s important to remain vigilant in the practices you use when filing. There are many email scams circulating. These emails, known as phishing, involve the scammers impersonating the IRS or a financial institution in order to gain the victim’s sensitive personal information. Keep these tips in mind as you square up with Uncle Sam this year: Any unsolicited email purporting to be from the IRS is likely a scam. If you… Read More »Tax Time Tips

National Interstate Expands Transportation Program to Taxi Operations

National Interstate Insurance Co. has expanded its community & medical transportation (CMT) insurance program to include best-in-class fleet taxi operations. The product will be offered exclusively through National Interstate’s network of independent retail brokers. Originally launched in 2003, the CMT program focuses on providing specialized insurance products to local community passenger transportation companies including paratransit, non-emergency medical transportation, as well as fixed-route and demand-response public transit providers. The CMT product is underwritten and serviced through National Interstate’s Mechanicsburg, Pennsylvania office by an in-house staff with nearly 50 years of collective CMT experience.

California Workers Compensation Rate Increase?

The Workers’ Compensation Insurance Rating Bureau of California said Wednesday that it will seek a midyear increase in workers comp advisory rates in the state. The San Francisco-based WCIRB said it will ask this month for an average pure premium rate of $2.51 per $100 of payroll. That’s up 7.7% from a rate of $2.33 per $100 of payroll in WCIRB’s Jan. 1 rate filing. California Insurance Commissioner Dave Jones approved an advisory pure premium rate filing of $2.30 per $100 of employer payroll back in November 2011. The WCIRB’s upcoming rate filing is expected to be submitted April 13 to the… Read More »California Workers Compensation Rate Increase?

Paperless Proof Insurance

Arizona motorists will be able to use their smart phones to prove to a police officer that they have insurance for their vehicles. Gov. Jan Brewer has signed into law a bill to have Arizona join Idaho in permitting motorists to use a wireless communication device to show proof of auto insurance. Arizona was the second state to approve such a bill. Idaho on Wednesday became the first state in the nation to pass an electronic proof of insurance bill. A California legislator’s bill to enable auto insurance policyholders to issue proof of coverage verification via a mobile electronic device, such… Read More »Paperless Proof Insurance

Wedding Insurance Claims

Wedding insurance has become even more essential for any family looking to protect itself against vendor and venue mishaps – close to home or far away – from lost deposits to missing flowers. Vendor and venue problems are the most frequent causes of wedding day mishaps that result in insurance claims. Wedding insurance experts at Travelers Insurance recently analyzed the company’s wedding insurance claims from 2011 and found that a total of 31 percent of all wedding claims were the result of problems associated with vendors and venues. The most common vendor- and venue-related problems include the facility or vendor going… Read More »Wedding Insurance Claims