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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
Subrogation Limits in Workers Comp. Cases
A ruling handed down by California’s Supreme Court represents a loss for workers compensation payers’ ability to pursue subrogation claims against certain…Read more →Finally, California Workers Comp. Rate Decrease
The Workers’ Compensation Insurance Rating Bureau of California on Thursday said it will call for a pure premium rate decrease of 1.8%…Read more →Pollution Liability Insurance Online by Navigators
The Navigators Group Inc. and its principal underwriting agency subsidiary, Navigators Management Co. Inc., expanded its online system for contractors pollution liability insurance. New…Read more →Five Back to School Carpooling Tips
It’s time to go back to school! Consider these valuable back-to-school carpooling tips as you pile the kids in the car and…Read more →Travelers New Commercial Auto Endorsement CAT4200710 edition
I m a g i n e T h i s : You own a small consulting firm. One of the…Read more →Simple Ways to Protect Private Information
Use different passwords for your login accounts. Hackers know that it’s very common for people to use one password consistently. So, make…Read more →Employment Benefits Become Less Affordable
Almost all employers admitt their employees need help in making benefits decisions and education to make changes in their benefits programs according…Read more →Love your neighbor, Help your neighbor
State Farm and consumer research firm Harris Interactive surveyed more than 17,000 people about the state of American neighbors and found that…Read more →$500K+ for Fake Death
A Southern California man and his wife were arrested Monday on suspicion of faking the man’s death, so their family could get…Read more →Family Link OnStar Allow Tracking of Your Vehicle
Parents will be able to track the travels of their teenage drivers under a system being tested by GM’s “OnStar”. The system,…Read more →California Earthquake Authority (CEA) sells $150M catastrophe bond
SACRAMENTO, Calif.—The California Earthquake Authority said it has sold the first earthquake-only catastrophe bond issued without using reinsurers, and it plans to…Read more →Payroll billing – pay as you go – workers compensation insurance
Not a long while ago, the payroll billing premium was available only through a state compensation insurance company, for a large premium…Read more →Make insurance the easiest thing on your to-do list.
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