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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

California · Jul 8, 2011

California Right to Sue Insurers

An uptick in consumer protection lawsuits against California insurance companies is widely expected in the wake of a state appellate decision allowing…Read more →
Homeowners · Jul 8, 2011

Barbeque Safety: At Home and On the Road

Eighty-one million Americans have taken part in a barbecue during the last year. Many of them were in celebration of Independence Day.…Read more →
Coverage · Jul 1, 2011

Keep jewelry OFF the Homeowners policy, here’s why..

If jewelry is on HO: The impact of a jewelry claim is serious! Jewelry loss counts as HO loss. Jewelry losses hit…Read more →
Bad Insurance News · Jun 30, 2011

Hard Market – Should you wait for it?

If you have active business insurance policy, do your best to keep it, and have no cancellation, especially for non-payment’ otherwise, your…Read more →
In-land Marine · Jun 23, 2011

A Big Success with Ocean Express

Below is a small sample of some new Ocean Cargo accounts. Goods Shipped State Premium Auto Parts FL $5,000 Clothing UT $2,324…Read more →
Coverage · Jun 17, 2011

Copper Theft Bill in South Carolina

A SC bill designed to curb thieves from ripping copper from air-conditioning units and farm irrigation systems is heading to Gov. Nikki…Read more →
Business Owners Package Policy · Jun 17, 2011

Riot Damage Coverage – What you should know

As many as 50 storefronts were damaged or destroyed in rioting and looting in Vancouver Wednesday night following the Vancouver Canucks Stanley…Read more →
GMAC · Jun 17, 2011

Drivers Test Proves Difficult for Younger Adult Drivers

According to the GMAC Insurance Company, 4 out of 10 young adult drivers, ages 18-24, would fail the driver’s test if they…Read more →
Bad Insurance News · Jun 16, 2011

Interesting Industry News

New York City Police Pay More in Liability Claims Than Hospitals. Meaning that NY doctors are better prepared to fight on the…Read more →
Coverage · Jun 15, 2011

ADP – Automatic Data Problem?

ADP (Automatic Data Processing Inc) the world’s largest payroll processor, todayt said it is investigating a data breach affecting one of its…Read more →
Claims · Jun 15, 2011

Same Jobs, Lower Salaries

Employment in the field of third party administrators and claims adjusting is set to grow 5.7 percent annually between now and 2016,…Read more →
North Carolina · Jun 15, 2011

NC Workers Comp. Insurance Limits Change

The Gov. of NC is expected to sign recently approved by the state Senate legislation to put a cap on the limits…Read more →

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