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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Jul 28, 2011

Accident Benefits for Overseas Federal Contract Workers

Zurich is now offering accident benefits to U.S. government contract workers who are employed overseas. Zurich’s new Defense Base Act (DBA) Accident…Read more →
Jul 26, 2011

What? Physician Ruling is Back!

Just a few months after the California Workers’ Compensation Appeals Board ruled that a non-approved physician’s report cannot be used to support…Read more →
Jul 26, 2011

Were you asked for your zip code while completing credit card transaction at a retailer?

Retailers in California are engaged in coverage disputes with insurers over growing litigation alleging privacy violations for collecting customer ZIP codes during…Read more →
Jul 26, 2011

Best Insurance Coverage for Russia and Ukraine is…

…insurance coverage for Foreign Corrupt Practices Act investigations. FCPA Corporate Response was developed by Marsh’s financial and professional liability practice and provides…Read more →
D&O · Jul 25, 2011

EPLI Coverage

When shopping for EPLI coverage (Employment Practices Liability Insurance covers businesses against claims made by workers who allege that their legal rights as…Read more →
risk · Jul 22, 2011

WHAT HAPPENS WHEN A BUSINESS OWNER DIES?

When a sole proprietor dies, the business is almost certain to die with the owner unless there is someone in the family…Read more →
Business Life Insurance · Jul 22, 2011

WHAT IS BUSINESS LIFE INSURANCE?

This is one of the most neglected ways of protecting one’s family and business. The same types of life insurance are used…Read more →
Bad Insurance News · Jul 21, 2011

Flood Insurance in California

With aging storm drains and no money in the coffers to fix them, flooding homes and businesses will become reality. Especially with 3 times…Read more →
California · Jul 18, 2011

San Francisco Health Fee to Rise

Employers with workers in San Francisco must pay more next year to comply with the city’s health care spending law. Beginning on…Read more →
Acord · Jul 15, 2011

Often Misunderstood Facts Surrounding Certificates of Insurance

Certificates of Insurance are informational only, and cannot be used to grant, amend, extend or alter coverage or policy terms; Inserting any additional…Read more →
Jul 15, 2011

Certificates of Insurance

ACORD updated their forms in 2009 ACORD 25 – Certificate of Liability Insurance and ACORD 27 – Evidence of Property Insurance. We…Read more →
Ohio · Jul 8, 2011

Workers’ Comp Rates for Ohio Marine Industry Employers Decrease 20%

The Ohio Bureau of Workers’ Compensation (BWC) has reduced its rates for marine industry employers by 20 percent, effective July 1, the…Read more →

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