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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Cyber Liability · Sep 28, 2011

Data Breach Coverage For Small Businesses

While data breaches at large companies continue to dominate the headlines, breaches involving smaller businesses are also on the rise. According to…Read more →
Business Owners Package Policy · Sep 28, 2011

Car Dealer Title Washing Scheme

A federal jury in Texas has convicted a car dealer from Rowlett for ‘title washing,’ a fraudulent process through which a vehicle’s…Read more →
Building · Sep 20, 2011

Insurance for building

Travelers offers affordable protection for Building Owners. In addition to our Core coverages Building Owners Endorsement a valuable addition to any Building Owners Policy…Read more →
Coverage · Sep 16, 2011

Remote Work and Telecommuting Liability Exposures

Remote work arrangements, including telecommuting and working from satellite offices, have increased at nearly one-third of U.S. companies, according to a survey…Read more →
USL&H · Sep 13, 2011

When your Employees Covered under USL&H

The U.S. Longshore and Harbor Workers’ Act covers “employees,” defined as “any person engaged in maritime employment, including any longshoreman or other…Read more →
Audit · Sep 9, 2011

Electronic Audit of Insurance Premium

Business insurance premium is subject to audit: workers compensation audits payroll, product liability audits sales, payroll as well is under audit in…Read more →
Study · Sep 8, 2011

Most Stolen Heavy Equipment in 2010

The National Insurance Crime Bureau identifies the most-stolen heavy equipment and the places where it is most likely to be targeted. Read…Read more →
Sep 8, 2011

Fraud in Self-Insured Restaurant Group

The California Restaurant Mutual Benefit Corp., that provides insurance to Jack in the Box franchise fight against workers’ compensation fraud. An employee…Read more →
Sep 8, 2011

Changing Medicare Eligibility from 65 to 67

aising the Medicare eligibility age to 67 from 65 would save the federal government nearly $125 billion over 10 years and may…Read more →
Coverage · Sep 8, 2011

What do you mean they are not?

California Supreme Court to decide if insurance adjusters should get overtime pay. The California Supreme Court will hear arguments Oct. 3 in…Read more →
Commerical Auto · Sep 8, 2011

Tips for Driving Safely With Children

– Young Children When children have outgrown a convertible safety seat, they should use a booster seat until they are 10 years…Read more →
Homeowners · Sep 1, 2011

Customer Satisfaction with Home Insurers

Customer satisfaction with homeowners insurance companies this year is up from 2010, but still remains below levels achieved in 2009. Overall satisfaction…Read more →

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