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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Michigan · Dec 19, 2011

Michigan Drivers to Pay Less Fees

Michigan Gov. Rick Snyder has signed legislation that will eliminate some extra fees that are imposed on drivers for certain traffic offenses,…Read more →
Dec 19, 2011

Distracted Driving

Using a cell phone while driving is not the only distraction leading to automobile crashes today, says a group of insurance carriers.…Read more →
EPLI · Dec 15, 2011

Preventing Employee Fraud

Insurance journal has a good article written by a vice president, management liability/fidelity, at Liberty International Underwriters in New York Melissa Schwartz. The…Read more →
Data Breach · Dec 15, 2011

Texting is New Calling

According to the data released by  Nielsen, the cell phone’s primary purpose of making calls is no longer valid with teens. The voice usage…Read more →
Connecticut · Dec 12, 2011

Hurricane Deductible Guidelines of Connecticut

CT department of insurance has announced that it has updated its coastal underwriting guidelines to clarify when hurricane deductibles can be applied.…Read more →
California · Dec 9, 2011

So. California to permit alcohol tastings in stores

The Corona City Council voted 3-2 on December 12, 2011 to allow free instructional alcohol tastings in the retail businesses. Sam’s Club…Read more →
Michigan · Dec 9, 2011

Workers’ Compensation Changes in Michigan

Workers’ compensation reform legislation that suppose to reduce employer costs for helping injured workers has advanced in Michigan. The state Senate has…Read more →
Coverage · Dec 9, 2011

Enhanced Contractors Pollution Liability Package

One of our insurance markets has upgraded its contractors pollution liability package for artisan, trade and general contractors with new forms. The…Read more →
Cyber Liability · Dec 9, 2011

Reduce Cyber Risk and Data Breach – Change Password

One way to help lower personal and business cyber risk is to avoid using easy-to-crack passwords. SplashData, a password management application maker,…Read more →
paperless advise · Dec 9, 2011

Overpaid Workers Comp. Benefits Can’t be Recovered Back

Any business owners with employees must have workers comp. insurance. Workers comp. insurance premium is based on a few factors: 1. Employees’…Read more →
Cyber Liability · Dec 7, 2011

How to Compete for Clients with Large Retailers / eTailers

The fact: the chance are slim to none that any local retail store will ever “beat” the large retailer or etailer, like…Read more →
State · Dec 5, 2011

Side by Side Workers Compensation Insurance Quote Compare

We are happy to announce a major improvement in our rating system: TRY IT TODAY! New ICON: – Asks risk specific underwriting…Read more →

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