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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Small Business · Aug 29, 2014

Be Aware! Garbage Trucks Can Be Dangerous

What time is the garbage pick up on your street? It is super early in front of the office here and I…Read more →
Product Liability Insurance · Aug 28, 2014

Zara Paid $$$$ to Recall its Holocaust-Inspired Striped T-Shirts

As you have probably heard Zara was “caught” selling Holocaust-Inspired Striped T-Shirts. This is not the first time Zara has came up…Read more →
workers compensation · Aug 27, 2014

Independent Contractor vs. Employee

Independent Contractor vs. Employee What is Your Workers’ Comp Liability? The question of whether a worker is an independent contractor or an…Read more →
Insurance claim or case example · Aug 26, 2014

Study: Opioid-Related Deaths Cut by 25% in Medical Marijuana States

Opioid-Related Deaths Cut by 25% in Medical Marijuana States according to a new multi-institutional study, published in JAMA Internal Medicine and led…Read more →
Earthquake · Aug 25, 2014

Earthquake at night? Relief to the employer!

6.1 earthquake this Sunday night has awaken Bay Area at 3:20AM. Some of the people got injured and have been hospitalized.   Had the quake hit…Read more →
Aug 20, 2014

Insurance for Transportation Company

General Market Conditions – Primary Auto Liability Due to capacity and decent loss history, the hard market that began in late 2012…Read more →
Unique Insurance Coverage · Jul 30, 2014

What is Critical Illness Insurance?

Over the past few years, voluntary benefits have emerged as a way for employers to enhance their overall benefits package in an…Read more →
paperless advise · Jul 19, 2014

5 Ways to Manage Your Brand and Reputational Risk

Be proactive. Take steps to protect your business. Lawsuits do happen. Implement strong Quality Assurance/Quality Control and Customer Service programs. Document a…Read more →
CGL Commercial General Liability · Jul 18, 2014

Swimming Pool Safety and Maintenance Tips

Protect your friends and family as you beat the heat. Warmer weather means more outdoor activities for the whole family, including cooling…Read more →
risk · Jul 18, 2014

July is Eye Injury Prevention Month

Did you know that an estimated 1,000 eye injuries occur in American workplaces every day? The Bureau of Labor Statistics (BLS) found…Read more →
CGL Commercial General Liability · Jul 17, 2014

Insurance for Daycare and Preschool

We offer coverage for residential and non-residential day care facilities for infants to kindergarten age children, and after-school child care through Grade…Read more →
Bad Insurance News · Jul 9, 2014

Report: New Emerging Risks

Swiss Re has released a report – ”New emerging risk insights,” which is based on the reinsurer’s SONAR process, described as a…Read more →

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