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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Pollution Liability · Apr 15, 2014

Environmental Claims

Demolition Contractor – Asbestos During the demolition of a portion of a museum, a contractor inadvertently disturbed unknown asbestos that had been…Read more →
CGL Commercial General Liability · Apr 10, 2014

Swimming Pool Insurance and Risk Management Guide

Summer is just around the corner. Weather permitted and people are rushing to swimming pools for fun, workout, recreation. If your facility…Read more →
Fraud · Apr 7, 2014

Bank of America Settles Forced-Place Insurance Claims for $228M

I’m glad to see this issue has finally been given the attention it deserves, as many home buyers were subjected to illegal…Read more →
California · Apr 7, 2014

Frozen 2

The California 2nd District Court of Appeal overturned a lower court ruling that the lawsuit against White Memorial Hospital was filed too…Read more →
California · Apr 7, 2014

Top 10 States and Cities for Job Growth

According to Arizona State University W.P. Carey School of Business that provides rankings and analysis of the winners and losers based on the…Read more →
California · Apr 4, 2014

April is National Safe Digging Month

Call 811 before you dig. Whether you’re planting a garden, building a fence or remodeling your home, no project is too small…Read more →
risk management · Apr 3, 2014

How to Reduce Liabilities and Lower Health Plan Expenses for Public Entities

Public Entities Struggle to Meet Obligations From the local to the state level, the days when governments could hike taxes to raise…Read more →
Commerical Auto · Mar 27, 2014

New California Auto Insurance Payment Plans

Effective April 1, 2014, we have made updates to our California personal auto pay plan options. 6 month plans: – 16.7% down…Read more →
Ergonomics · Mar 26, 2014

Office Ergonomics – Working Comfortably

Introduction Office ergonomic improvements involve the application of basic workplace principles to address a worker’s discomfort, chronic pain or repetitive motion injuries.…Read more →
Coverage · Mar 23, 2014

Product Recall Insurance Explained

Product Recall Insurance Explained Product Recall History and Overview The coverage has been around since the 80’s  of  XX’s Century. The first type…Read more →
Health · Mar 22, 2014

2014 Affordable Care Act Compliance Checklist

[highlight type=”dark”]This Compliance Checklist is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers…Read more →
CGL Commercial General Liability · Mar 13, 2014

Professional Liability Exposures for Home Care Business

Imagine yourself as one of the more than 10,000 Baby Boomers turning 65 every day. Now imagine having to choose between a…Read more →

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