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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
Introduction to Business Continuity Planning
Each year, businesses and organizations are affected by man-made and natural events and disasters. Market competition and the fast pace of business…Read more →Top 10 Corporate Risks in 2014
Business interruption (BI) and supply chain, natural catastrophes and fire/explosion top the list of company risks in 2014, according to the 3rd…Read more →Liquor Liability Insurance
The family of an Anchorage, Alaska woman who was killed in a traffic collision has filed a lawsuit against the bar where…Read more →Accident Investigations – Worker Responsibilities
With this article we open a new category – Safety Meetings with Workers. In this category, we will review topics for supervisor…Read more →Tips for Winter Storm Victims
First, damage to the house and its contents caused by weight of snow or ice, creating a collapse, is covered under standard…Read more →Insurance for Snowplow Damage
Our West Coast readers can skip this post. All other homeowners in the U.S. are aware that with a snow comes snowplow…Read more →States Allowing Electronic Proof of Auto Insurance
According to the Property Casualty Insurers Association of America, the following are states that have adopted e-card laws and/or regulations are: …Read more →Top 10 States for Hail Claims
According to State Farm: Texas—47,000 claims Illinois—41,000 claims New York—34,000 claims Ohio—31,000 claims Missouri—25,000 claims Tennessee—24,000 claims Indiana—23,000 claims New Jersey—23,000 claims…Read more →Managing use of Non-Owned Personal Vehicles
Many small businesses and other organizations furnish company owned vehicles for transportation needs including trucks, vans, buses and automobiles. However, it is not…Read more →Make $100 with each reported drunk driving
Public rewards for DUI reporting is questionable. Good citizenship requires the reporting of DUI’s. It is the right thing to do for…Read more →Stair Safety Slip and Fall Prevention
Slip and fall is the #1 liability claim from a frequency and severity standpoint. Numerous factors can contribute to these types of…Read more →Negative Review and Freedom of Speech
Are you buying a fair amount of goods or services online and sometimes wish to leave a negative review? Do you always…Read more →Make insurance the easiest thing on your to-do list.
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