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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
Insurance for Cities and Counties
Our Public Sector Services department serves local cities and counties right in your backyard, offering products and services designed specifically for public…Read more →Construction Defect Claims
Litigation over whether a Commercial General Liability insurance (CGL) policy provides coverage for faulty workmanship claims is rapidly evolving. Since 2012, six…Read more →Risks Related to Bring Your Own Device (BYOD)
At one time, people scoffed at the idea of a personal computer in every home. Today, we not only have high-speed Internet…Read more →What to do if you see a downed power line
What to do if you see a downed power line Never, ever touch a downed power line or go near one. Power…Read more →Happy New 2015 Year
Wishing you and your family Happy Holidays.Read more →Looking Back to 2014, Ahead to 2015 at Natural Disaster Activity
Fewer tornadoes, a mild hurricane season, lower acreage lost to wildfires, overall less flood and other damage— all in all, 2014 was…Read more →RateWatch: in 2014 Personal Auto Rates Rose 2.1%, Homeowners 3.5%
Personal auto insurance companies increased their rates by an average of 2.1% countrywide in 2014, according to California-based insurance consulting firm Perr…Read more →Play-Doh Sold Your Child a Toy Penis
If Product Recall Insurance is something you have not heard of before, here is a good example for you. Play-Doh Penis is…Read more →Workers Compensation Rate Increase in California
We are seeing mostly rate increases and a lot of carriers filing to adopt the new California WCIRB Pure Premium Rate Filing…Read more →Safety Act Coverage
In today’s world, terrorist acts and the threat of violent attacks and political intimidation by domestic and international criminals is a sad…Read more →Cyber Liability Coverage for Non-Profits
News of cyber-crime and instances of massive data breaches are increasing each year. The headlines have been grabbed by major data breaches…Read more →Hallmark pulls Hanukkah wrapping paper covered in swastikas
If your product is decorated with swastikas, will it be covered? This is a good question for a product liability carrier that…Read more →Make insurance the easiest thing on your to-do list.
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