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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Product Liability Insurance · Jun 12, 2015

Playgrounds Business Insurance

Kids love playgrounds! They want to play and run around. Parents adore seeing their kids burn off that extra energy. The use…Read more →
Small Business · Jun 11, 2015

Smoke and heat detection systems inspection, testing and maintenance

Introduction This article focuses on inspection, testing and maintenance (ITM) requirements for smoke and heat detection systems. Fire detection systems can provide…Read more →
Property Insurance Coverage · Jun 9, 2015

Issues with Business Interruption Insurance

Business interruption insurance covers expenses resulted from a covered loss. It will provide payments loss of income, extra expense and other costs…Read more →
Liquor Liability · May 28, 2015

Determine Pricing for Liquor Liability Coverage

Liquor Liability Pricing It’s no secret that liquor liability is a complex coverage. There are numerous variables that underwriters take into consideration…Read more →
paperless advise · May 19, 2015

Why Paperless Insurance Services?

A broker who does not fully understand a client’s business or lacks direct links with insurers may not only fall short in…Read more →
Bad Insurance News · May 19, 2015

Dog Bite Claims Awards Average $32,000

According to the Insurance Information Institute (I.I.I.) and State Farm, the nation’s largest writer of homeowners insurance, the cost of the average…Read more →
Claims · May 19, 2015

Addicts Can Sue Pharmacies and Doctors

According to the recent ruling of West Virginia Supreme Court pharmacies and doctors who negligently prescribed pain medication can be sued for…Read more →
Additional Insured · May 19, 2015

Certificates of Insurance Law

The Massachusetts Division of Insurance (DOI) issued a bulletin to provide guidance on the implementation of Massachusetts General Laws Chapter 175L, concerning…Read more →
California · May 19, 2015

Emergency Loans for Drought Available for Small Businesses in California

Small businesses in a handful of counties in California are now eligible to apply for low interest federal loans to help offset…Read more →
Flood · May 12, 2015

Cheap Flood Insurance from $129 Annually

Would you rather pay $129 now – or $5,000 later? Just a few inches of water can cause thousands of dollars in…Read more →
Certificate of Insurance · Apr 8, 2015

Contractor Insurance Requirements – A Primer

This article was originally published by AmWINS Group, Inc. It was edited and rewritten to simplify the content. To read the original…Read more →
Cyber Liability · Apr 7, 2015

Cyber Liability Insurance Coverage for Financial Institutions

A significant number of financial institutions have been victimized in recent months and years. Among those publicly acknowledging breaches were J.P. Morgan…Read more →

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